Hi all,

In the Pilbara we are subject to Cyclones and, by law, have to have what is termed cyclone shutters or screens. these are usually aluminium grills that hinge from the roof and protect the windows from flying debrie. these can be modified to give extra security BUT recently a new product has taken our market by storm – INVISIGUARD.

It looks like a flyscreen but can withstand Axe attacks! Keeps bugs out too. First time I saw it was in good old Qld in a house that my inlaws were renting. Beauty of this system is that it can’t be opened from the outside (security) but has, like a sliding bar on the inside that locks the screen in place. This bar can easily be pushed up (single finger action – tested it myself) which then opens the window (or screen) for exiting purposes. We are looking to replace all our windows and screens with this new system, one because our existing windows are crap and two I want better ciculation AND Security for when I leave my wife and the kids at home alone!

I’d like to put these into my IPs (cost depending – unfortunately) and I like the ideas of Dogs (probably my inexperience) as we have two Rottweilers and have never ever had a drama! Hehehehehe likem big dogs! I must add the Alarm system to my wish list for IPs as I hadn’t thought about them at this stage! Thanx for that snippet.

Cheers
C@34

Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
– Thomas Edison

Oooooooo $1.50 per litre, you say! Ooooooooo

It’s been over $1.45 in the Pilbara for over two to three months now.

Oooooooo

Talking Economic trends – what about the ginormous development in China, Korea and, to some extent, in Japan???? Iron Ore exporters are going nuts with expansions. they can’t get the stuff out of the ground fast enough! China is buying everything with iron in it, scrap metal, low grade/high grade ore, old cars/trucks anything and everything.

One would hope that that would have a balancing effect – even if it is only a little bit!

Cheers
C@34

Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
– Thomas Edison

Sorry, but I thought that unless it ‘states subject to finance’, that they are obliged to attempt to get finance!
I mean it doesn’t really matter except that you are no longer bound by the O&A or contract.
Theoretically you could say that you have another offer on the place and you are in negotiations for more money, so if they still want it they need to come to the table by date XYZ with the money. Boom -boom.
You can then procede with, what I understand to be a lesser hassle – advertsing the IP for resale.

Either you shake them up enough to pull their beloved finger out or you sell to another party = win/win for you. If you act as if they hadn’t signed the O&A, you’d have to do this anyway.

Just a thought.

Cheers
C@34

Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
– Thomas Edison

PK,
time to get that Wrap Kit, hey?! [grin]
just click on the link in green,[dead2]

Cheers
C@34

Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
– Thomas Edison

Meilin08,

recently had the opportunity to visit Carnarvon, They are beautifying their forshore (it looks the part) very much in line with what Mandurah has done. Although not close to Perth, they recently had a big move on property values! Stage two of their forshore development will (or has been) announced during the Perth Royal show this year.
Blocks aren’t hughe but they are making special Marina style water front lots.

Just for your info! Apparently you get good mangoes and bananas there too (sorry was there for work!).

Cheers
C@34

Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
– Thomas Edison

Redwing..

Hehehehehe – something about us simple minds isn’t it!?

Cheers
C@34

Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
– Thomas Edison

Cheers redwing,

where are they located (CS that is)?

and where do you get those funky emoticons? Being a troglodite and a slo learner – I’d just love to find where you get them. They don’t look to be part of the forum……

Cheers
C@34

Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
– Thomas Edison

Hear-hear,Lifexperience.

Darjovu, Microsoft have this awesome saying:”..where d you want to go next?” Well, what is more important, Toys or financial freedom?

If you use your equity to buy one or more IPs, then your accountant can do the working out for the special Tax reduction form (whatever it is called now) so that you pay less PAYG Tax. If you chose well, you will have an IP (or more), tax Consessions, you get to keep your PPOR and more $$ in your cashflow every week.

“… the mission, should you accept it, is to keep your PPOR and buy IPs to gain tax consessions and greater cashflow…”

Say hello to your wife – mothers are too undervalued!

Let us know how you go. There are plenty of Mortgage Brokers on this site to help you as well!

Cheers
C@34

Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
– Thomas Edison

Hehehehe Munji – good one!

I have been at my wife for 7 years and now she is better at it than me! Damnit!

GeoffT, we got one house first (PPOR) and then saw how all the theory correlated with the practical! During this time we worked hard at controlling our spending and now we have put a deposit on our first investment. All within 12 months. It wasn’t easy and some advocate buying an IP first as you benefit from Tax deductions straight up, but it does come down to you and your wife and what you want!
You got the first step sorted, now work out TOGETHER with your wife (it is too hard if you are fighting her at the same time as trying to invest) what you want to achieve and how you are going to do it! Goals are only workable if they apply to both – took me 4 years to understand that! [grin]

Cheers
C@34

Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
– Thomas Edison

Hi all,
rung Homepath – yep, no offset, no other accounts, no nothing, just the lowest interest rates around and, supposedly, one of the most flexible loans on the market……I canpay in extra and then do a redraw each month (at $40 each), but that is just too much of a P. in the A.! Apparently they used to do offset accounts but went away from it. The operator couldn’t tell me why.

I guess I have to see if I can find someone smart enough to show me the difference (in calculations) to see if the Homepath way is the best option (compared to an offset account setup). I like the idea of having the cash sitting in an offset account (especially the rent from my IP) thereby reducing the interest incurred on my PPOR mortgage.

Your Thougths??????

Cheers
C@34

Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
– Thomas Edison