Forum Replies Created
Morning Newgen,
Awesome news! Congratulations, please accept my appologies for creating the doubt. I was going of the advice given to me (in WA – not sure if the regs are the same over here) and it is the reason why we didn’t get into an IP first. Perhaps we got the wrong info as well.
Again, my appologies for leading you astray.[blush2]Cheers
C@34
Funny you should post this,
last night Sally (my wife) and I sat down and worked out a Budget! One that she could understand and work with. Much simpler than my usual efforts and, low-and-behold, there is an extra $649.00 each fortnight that we have managed to blow on who knows what![hmmm]
Payday tomorrow! Next payday it’s Bye-bye Credit Card! 9.02.05 its Bye-bye GE Finance! 31.08.05 it’s Bye-bye CBA Personal Loan.[party]
WOHOOOO!!!! IPs Here we come!
I can’t get her to read the books, but she’s a smart cooky and knows what she wants![biggrin]
(Now she’s getting the Fast track 2 CDs, too, hehehehe)Later ya-all.
Cheers
C@34
Looking on the bright side (as such), you found out now and not when you needed the money after signing the conrtact.
Cheers
C@34
Thanx Simon,
it looks as though I might have been correct, sorry Newgen.To be eligible:
At least one of the applicants must be an Australian citizen or have permanent residency in Australia.
None of the applicants must have previously owned a home anywhere in Australia.
Applicants must occupy the home purchased as their principal place of residence.
If an applicant’s spouse or de-facto partner has previously owned a home, no grant will be available.
Except in the case of legal disability, applicants must be natural persons (that is not a company).
Everyone with an interest in the home is considered an applicant.Cheers
C@34
Yea Big D,
Come to Hedland the fishings very good, and just to make sure that you catch fish I’ll put aside the things I want to do and be your giude and help you fish. Every-one knows that the more bait is in the water the more fish you atrackt (thats why they make burley!).
Just give me a call.Cheers
C@34
Newgen,
I was led to believe it is the otherway. The FHOG is just that, to help people struggling to GET their FIRST HOME.
Please correct me if I’m wrong, but in my case where my wife and I have bought a house and filled in the application, it is quite specific. IS THIS THE FIRST HOUSE YOU OR YOUR PARTNER HAVE BOUGHT? HAS THIS HOUSE BEEN BOUGHT AFTER Jan 2005?, etc.
I just want you to double check! Not that you sell your house and find out that you can’t get it.
MAKE SURE!
Cheers
C@34
Newgen,
regarding the FHOG, if property #2 is 95% in your name you might not be elegible for the FHOG!Please include this in your calculations becuase you might end up with a red-faces moment!
Cheers
C@34
Hi Waynel2,
I can’t actually remember whether there were any rules as to where to start, so this’d be one of those common sense moments.
I would probably pick the easiest corner to start with, because it would give you some experience in cutting and laying so when you ge to the harder corners you already have some experience under your belt (so to speak).
I do remember him always putting in 45 degree angles into the corners! So working thru the process of laying he would:1. Mark the centre ‘X’ (chalk-line corner to corner);
2. cut the corner tiles (he used half a tile for the border, width wise) and layd that out;
3. he would then lay out FROM THE CENTRE and mark the tiles that needed cutting ONCE he reached the border (be prepared there will be some little triangles in the corners);
4. He would then start spreading the goop and lay the tiles, making sure he works to wards the door he is going to continue thru to the rest of the house.[cigar]
5. Door ways that lead outside or where the tiles stop, he’d keep border tiles at the same ‘inside starting edge’ but let the outside edge go to the border (ie: they wouldn’t be ‘true’ half tiles, but rather tiles with little chunks cut out to accomodate the door frame, etc). So they would go right to the edge of that door (ie: to the lip of the outside door).I hope that makes sense!
Just a note, Do you have those little spacers? As they make the perfect helping tool to keep you honest and in a straight line! AND you can grout over the top of them from memory.
Cheers
C@34
Hi qwerty,
You said:
“Sal if you’re buying to hold then follow what Jan Somers says and that is it doesn’t matter when you buy, as you will pick up all the swings and roundabout over the long termâ€Actually that’s not completely true. Jan does warn about buying around the time of a boom in her books!!!
I believe that Jan said to buy UNDER ther median market price every time and you wont loose in the long run.[cigar]
Cheers
C@34
AS long as I don’t have to clean up after you!
GOOD LUCK!!and please do send photos, I’ve sent you an email so that if you can’t post them here you can send them thru and I can see what you have done. I feel like I’m part of this job, with out any of the dirty parts of it. Hehehe.
Cheers
C@34
Waynel2,
the only tile cutters I saw/cleaned were manual ones! If the electric can’t cut on the diagonal then hire it and buy or hire the manual one as well! This way you can do the manual cut on the diagonal and the rest, which is most likely the majority anyways, can be done on the electric tile cutter.
As for the scirting boards, they blend them in. That is there are two methods that I saw:
1. when the tile section is done, the extra high of the tiles was removed (by shaving or cutting) from the bottom of the scirting boards. The carpet hides the fact that you had two different hight in scirting boards. Using a work bench and guided with a fine (or finer) blade will give you a neat cut.
2. One hight level for all the scirting boards was used and they used a spirit level to keep them at the same hight. So in the carpet section, the scirting board isn’t right on the floor! Agin the carpet hid most of the ‘blunders’.
From memory, the old guy I worked for used the first method. I had to sweep up al the shavings [angry2]. If you are using one type of tile thru most of the house then you only need to set your cutting distance once!
Then again, once you go thru a door way the door jamb will hide the true hight of each individual rooms scirting boards anyway!Let me know how you get on, because I really had to pull the cobwebs of that one![blush2]
Cheers
C@34
Big A,
just curious I guess.
Cheers
C@34
Anubis,
did you ask why the difference?Cheers
C@34
Yeah, I’m with Start on this one (don’t come up with much original stuff do I?),
I worked as a labourer for a tiler once (way back when I was a little boy) and the thing he used to tell me that people wanted always made him shake his head. “ People have no idea about continuity” he’d say. Well this is what I have learned:
1.Scirting boards ALWAYS go on last – they hide crooked walls and poorly cut tiles!
2.First thing you do is get a chalk line and mark your starting room corner to corner (gives you that cross in the middle). This is where you start, diagonal tiles allways look better than straight tiles because they contrast the edging!
3. Start from the centre going out to the edges and then decide how wide the edging tiles are going to be (usually 0.5 a tile). This helps plan for what tiles need cutting and how many!
4. Never put the edging accros a door way UNLESS you want to stop tiling at that doorway! Just follow the walls for as long and as many rooms as you want to tile with those tiles.
5. Continue the diagonal patern out of the first room into the next and the next and the next…… until you are finished or you change the tiles.
6. Always waterproof you grout!
7. The customer is right, even if they are wrong they are right. They pay the bills! Just try to help them understand the best way to do it.Do you usually put just the one coat of paint on the pre-primed MDF?Interesting Q.
Depending on the colour or type of paint you are using. I have used a single coat using oil based paint but usually do more with water based paints. Oil based paints I find are stickier (if that word exists) and quite often take more knocks before showing damage. And you know that they are going to be knocked hard, they always are.When carpeting a room, the scirtingboards go on first! Carpet layers have an extra row of nail boards that they place inside the scriting boards boundary onto which they ‘hook’ the carpet.
Hope the above helps, just what my feeble mind can recall.[biggrin]
Cheers
C@34
Hi waynel2,
Because I plan to do a fair bit of wood work – both in this house, and future IPs:), I’ve decided to go pick up a router:) I’ll be doing them this weekend – so I’ll let u know how I go:)Way to go! I’ll do that too soon.
What’s the go… to people usually paint them before laying them? The skirting I’ve laid is the pre-painted white MDF stuff – so it should only need one more coat to finish it off…Ohh yeah! definitely BEFORE . Like you said a couple of little holes are easier than the whole thing, especially if you have carpet or lovely wooden floor boards!
I would also prime the MDF scirting boards. You will most likely be told that it isn’t necessary, but ‘prevention is better than cure!‘. Where does the water go when you wash the walls/ floor boards?! behind the scirting boards, that’s where! MDF and water, not a good thing! Been there and done that, twice now.[grad]
Just re-read your post, ignor this!Cheers
C@34
Hi DOm,
I concurr with Ms MO. You are never going to know exactly when the lowest price has been achieved, and like Shares, if you get on somewhere near the bottom of the price and get off (if you choose to) somewhere near the top of the price then you have won, no matter what! Some take more chances and others take less. And that’ll be reflected in whether they win more or losse more.It’s exciting, though, to see a change where the sellers are realising that they can’t charge the earth anymore, hehehehehehe. This is our time……..W.E.L.
P.S.: W.E.L. = wicket evil laugh
Cheers
C@34
Does it metter that I have a red gote? I am after all a very good looking blond!
Cheers
C@34
Just a quicky Steve,
in your last post above, you infer that any depreciation claimed is payable to the Tax man once the property is sold. Do I understand that correctly?Cheers
C@34
Hi Leasmith,
In my experience it was thru the FHOG (first home owners grant), then I have an employer that wants to keep his employees (remote north WA) so they put in a few goodies and hey presto I jumped to the front of the que.
If you can’t use the FHOG, and you don’t have any equity or savings, then you might have to go for what is referred to as ‘wrapping’ setup. But I am not familiar with those so you need to chat with others on that subject.
Some people have supportive family that assist/ put up the 20%, and there is the opportunity to do vendor finance (where the vendor holds onto a % of the sales price to work with you).Of corse you can always save every spare cent and combine it with any of the other options mentioned above. Get a second job (I did/do), spemd less than you earn, etc.
It goes on and on. There must be a different way for every person in this world!What have you got so far? What are you able to get in future? What kind of house dd you want? Where do you want it? How much do you want to spend? These would make our answers more pointed and helpful.[biggrin]
Cheers
C@34
Hi Kay,
is API just for Eastern Staters? It gets somewhat monotonous to see magazines that cover all of australia (VIC, NSW and QLD), just lucky the rest of us pay enough taxes to keep those three states up and running, hey?Sorry, sometimes my schitzo personalities get away from me. I should at least await your reply before I let loose the froot-loop insode of me. Sorry
Cheers
C@34
