Forum Replies Created
meganalex,
welcome!
Mortgage brokers usually have more than one or four lenders available to them. So while you could spend a lot of time chasing different banks for info while trying NOT to apply until you find THAT deal, they can shoot of info to all the lenders they are accredited with and then provide you with the best options.Repeat business is always a good insentive for them to treat you well, but having said that, there may well be some that really suck you into some thing.
I haven’t had that displeasure as yet.If you go for something like a I/O loan with lumpsum repayment options, you might find it the best of both worlds – good cashflow and principle reduction. My opinion only.
Cheers
C@34
Thanx Steve.
Good one to remember for future refrence.
Cheers
C@34
Can’t argue with that.
Cheers
C@34
Might be an intermediate solution, as long as the moderators have the power to just automatically send fighting posters replies to the fighting forum.
Automation!
Think you have a point about them ruining the posts, though!
Cheers
C@34
You get two Chimps for every Gorilla!
So you’d actually pay 3 whole chimps and gain 17 chimps worth in IPs.
Is ‘multiplication by division’?[grin]
Cheers
C@34
I know this has been asked before, but, Steve what actually happened?
I think most of our opinions have been fully explored, sot it would be nice to see what actually happened. I think you’d be pretty safe to expose yourself as there are members of all camps present here (ie: camp “Get-stuffed”, camp “Aw,-you-poor-thing,-yes-I’ll-give-you-money”, camp “I’ll-pay-you-if-you-find-me-more-IPs”, etc).
Perhaps you, Brent, could follow this up on our behalf?!
Cheers
C@34
That would read “professional valuer”.
Cheers
C@34
Hi Marisa,
Sorry it took so long to get back to you (I have been busy at work – surprisingly).
“if it is desired by the building companies”?this is a bad chioce of words. I was reffering to the construction companies involved in the development of Karratha. As in companies that build pipe-lines and Mining sites – Harbours for Iron Ore exportation, etc.
Hope that clarifies my earlier post and, subsequently makes it helpful.
Cheers
C@34
Hi PK,
if you can fix the insurance issue, why worry? You have income, less wear and tear!
I’d be inclined to set up a gardening service to take care of the garden, and the REA to get the mail – they are supposed to manage it, aren’t they? Why dream up fantastic may-bes’ of Drug lords and wars and who knows what else. These people may actually have a reason for their behaviour. These cost can / could then be forwarded to the tennant by reason of Insurance requirements (just a thought).Like I said, this would hinge on the insurance issue being sorted! Other than that you ‘d have to check your legal standing before doing anything. Calling them caould be misconstrued as harrasment!
Be careful, and best wishes!
Cheers
C@34
Hi jcls79,
you’d best of checking with the local REAs for their sales. I found this to be quite effective (for smaller areas – mind you).
Other than that, you could buy this info from the States Rei website (from memory), just type in http://www.reiq.com.au or do a google search on real estate institue of QLD/ SA – then contact them.Hope it helps. I have gone thru the local REAs, but I live in a rural area.
Cheers
C@34
originally posted by unannounced
It took me Years of on again off again messing around before I actually started going regularly. I actually told my friend that I would GIVE him $1000 dollars that i would get in shape by a certain date. It turned out that that didn’t stick and thankfully my friend forgot that I said this –I’ll be your friend for $1000! Heck, I’ll be yourfriend for $900!
Cheers
C@34
Hi Marisa,
Karratha is similar to Port Hedland in that Govt leases are great long term (as long as you don’t jerk them off), but, with wildly fluctuating populations you are exposing yourself to greater risk. I know that there is some development going on in Karratha at the moment 9not sure how long it will last) and that is where you make big dollars (if it is desired by the building companies).Do you go and find private tenants and miss out on the long term Govt lease? I don’t know. I like to Govt thing because it gives stability (and it iscertain for the time of the contract!). My opinion.
How do the numbers stack up?
Cheers
C@34
I second APerry’s comment!
I also understand where you come from. It has taken me nearly two years of constant talking and showing and calculating and proving to my wife and NOTHING. Then one day, we were discussing the difference in budgeting (my way and her way) and suddenly she changed. She came to me and stopped me from over capitalising the house we live in, because it is an investment! [blink] Jaw dropped to the ground.
Like you, she has to be ready! Stay focussed, learn all you can, be positive, share everything with her with enthusiasm, and I bet you, she’ll either let you do it and she’ll go along OR she’ll come onside and when you go overboard, she’ll pull you back into line! Mark my word!
Women are awesome, you just need to find that switch (not meant to be derogatory – so don’t come attacking!)
Cheers
C@34
I’m with ozi on this one!
I have been out of it for too long for me to be pushing my own barrow. I seem to remember, though, eating fat free meat (mainly chicken – without the skin) and tonnes of pasta (I know that that is propably the wrong thing) heaps of vegies. I started in the gym because I liked this girl, she left and I had 6 months to go on my membership so I got more serious. Once I changed the diet and the workout got more and more intensive I started to get “the Buzz”. That is basically what happened. After a year I had to alter my routing because I lost ‘symetry’ and started to look seriously deformed! After five years, I was able to goof off for about four before I lost most of the energy and physique. Sad realy, working 12hr shifts realy busts up ones routine…..
Cheers
C@34
Young Wendy,
finacnial Planners usually (but not exclusively) recommend you invest in their company (ie: shares they advocate). Is this what you are seeking?
Property Investors that do mentoring are a different kettle of fish. Try the Margaret Lomas, or:www.wildlywealthywomen.com
(I just looked at this site and it seems to be good info – aimed at women). Sorry, I have looked at investing as a family effort (ie: my wife and I) with teachings (books, forums) and then converting that to experience (getting out and doing it!). I haven’t looked for a mentoring program such as the ones mentioned earlier.Hope that helps.
Cheers
C@34
ajsov1,
there are many posts related to this topic.On the right hand side, where the menue is located, under the “Forum Board” heading is a search function. Give you topic a search and you will be amased at the info that is found in the history of this website! Try it, you ‘ll be there for weeks on end researching any and all topics of interest. Anything left out would make great new contribution to us all.See how you go. Be amazed – I was.
Cheers
C@34
Personal “One-upmanship” is soooo,…..anoying! It detracts from all the good info on this site.
Just email/PM each other so that our learning isn’t interupted. Please.
eeshole, thank you for your contribution. I have not followed the path of accountancy, but as a ‘Nut-n-Bolts’ kinda person, I have always been interested in the subject.
I like management accountancy – it is the only thing I have seen so far that, not only looks at right now, but also looks ahead so you can make plans!Cheers
C@34
When I was young (last week) and went to the Gym, we often heard of “Gym Junkies”.
These were the aerobics junkies and weight training boffins that would spend their own time in the Gym with Gym friends, doing Gym, things, ‘Walking the Talk’, etc.
After a year I turned into one of them! The energy boost you talk about – I have felt it! For me and the other junkies, it was the work-outs that boosted our energy! I remember being able to sleep for 4 hours a night and being more refreshed than I am now after nearly 8 hours! I must make more effort to go to the Gym again, Thanx for the wake-up call!The secret, for me was to regularly ‘shock’ my body. Change the weights or the reps or the number of sets. Working 9 hrs a day going to the Gym at night and being so allert and awake is an awesome feeling – I miss it now, come to think of it…..
I, too, wanted to be like Arnold, but with-out all the drugs! All my muscle has since congregated around my waste (at least you know I’m on the level! – The bubble is in the middle! LOL).
Hope that helped.
Cheers
C@34
Here are some links I found on the quick:
http://www.discoverwest.com.au/eco.html
http://www.discoverwest.com.au/ecobchs.html, and best of all:
http://www.ecobeach.com.au/Unfortunately Cyclone Rosita has wreaked havock on it so things might not be a pretty as they could!
Cheers
C@34
originally posted by Ravtown:
Essentially, back packers are not all the get drunk fall down type, many just aren’t full on party people and then there are those that just want to take a bit of a break from the full on back pack experience every now and again. The island is the ideal place to have a little bit of a chill but as yet there is very little reasonable accommodation that allows you to have some quiet space free from the smell of last nights alcohol and what ever else.This sounds like a great idea. In the Pilbara we have a similar set up called Eco Beach Resort. It sounds as if that is what you are saying, an eco friendly ‘Time-out’ holiday destination! Might pay to do some research on Eco Beach Resort, if it could be applied in the Eastern States where there are three states close together – you might find yourself fully booked all year round!
Food for thought, anyway.
Cheers
C@34
