Hi all,
I love that article! How can we increase its circulation – just untill I have my twenty or thirty IPs, promise!

I guess we who are privi to the info on this, and other such sites, could laugh at the expense of others. the more they rent the easier it will be for us! Not very charitable, though. Is it?!

I can’t change every-ones ideas and…[Read more]

Hi you two,
no this no longer the “norm”! When Steve wrote his book it applied and helped a lot of people make quick decisions.

Try doing a search on past forums and t=you’ll find that this has been discussed by many, long and hard.

Not to worry, there are planty of other ideas out there to make properties worth while! Read, learn adn then ask…[Read more]

Sorry GR,
I am not familiar with the ‘Margin Scheme’ you’ve mentioned – I have not done any developing as yet.

Cheers
C@34

Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
– Thomas Edison

Hi all,

quick update:

PPOR Value came in at a disapointing $220K (something about the Garden not finished – we pointed this out and said part of the funds are to finish the Garden….).

This pushes to LVR up to 88.64% costing LMI of $266.64 (think I can live with that, esp. since ANZ will capitalise this).

Total cost of refinance and stamp…[Read more]

HAV11C,

Got a coin? Both Dazzling and GR have valid points! Realistically you need to do the maths on both options to see wich way to go.

For me personally I would like to keep the PPOR and possibly turn it into an IP – don’t know if that is possible.

One thing that WILL help is getting your job back, for now. Get the dollars flowing…[Read more]

Funny how Marriage is based on a Christian Principle, yet most people claim not to be Christian.

Funny how they shoot down Steve McK for his opening quote on his second book ~ something about ramming his beliefs down our throats, etc (not exact quote!), yet when things go down the toilet “the Courts” are to blame forthe decisions they come up…[Read more]

Hehehehehe….

Still grinning!……..

Feel like I’m a kid again!…….

[grin]

Cheers
C@34

Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
– Thomas Edison

Hehehe. Hi All,
just got word from the ANZ bank that, even though I can’t have 6.72% (my lending is less than the required $250K, @ $195K) I can have 6.77%.

So they met me half way! Better than a slap in the face – aye!

As you can tell I’m happy about that! So I got the Breakaway Package, save ~$600 in Stamp duty (because I stayed with the ANZ),…[Read more]

Thanx Redwing,
that’s kind of what I thought. It would be better in a cooling market to go annually, I would think! Your thoughts?

Cheers
C@34

Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
– Thomas Edison

Redwing,

that raises an interesting point – how often do you revalue your properties?

Cheers
C@34

Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
– Thomas Edison

Hi,
Thanx to Steve’s and others advice, I have spent the last week going thru the drills of finding finance, comparing CBA, ANZ with St George and it is quite amazing that no two answers are the same.
Thank you Steve for not pushing “your” barrow and guiding me (so that I’d be a pain in some-one elses neck Hehehehe) but it has been interesting and…[Read more]

Where can I find such a hand book that extolls the rights of a tennant?

If I know their rights I’d be better prepared and not walk into a trap that’ll be very costly!

We used to rent a house (before we bought) where the A/C was a joke and we asked and asked to have it repaired and later replaced. Nothing! REA said owner wont budge. So we moved…[Read more]

Dazz,
it is a Hyundai! Zippy little unit; we got spoilers, mags and the whole fruit because we did’t think about investing then! I don’t think I’ll ever buy a new car again (until I’m flush with Rubels, that is). The initial loss is just too great! One of the guys I consider one of my Mentors (we don’t converse that often anymore – but I can still…[Read more]

Hi all,

In Hedland (yes my wonderful Town of residence atm) there are a lot of Fibro/Asbestos houses. Particularly in Port Hedland (our Town is plit into two Port & South)the trend here has been to re-clad the outside with Colorbond (as mentioned in a prior post on this thread). Inside walls are then resheated with plasterboards (to cover the old…[Read more]

Big Dazz,
are you having a go???? Although I have to wait a while before I turn 40 (and earning a lot of money).

Perhaps the thing about the car being a males extension……. is true! Perhaps I need to trade in my Accent for something more Beefy?!!! Hehehehe – or get a sex change – nah. Been made the way I am – it aint much but it’s all I got!…[Read more]

It’ll certainly make your car go a little faster, hehehehehe. The good old days![bike2] [helmet] [wreck]

Ethanol, garden variety can be made at home (not recomended – cause it has a nasty habit of blowing up or igniting stuff). the blending of it making petrol more expensive? Yeah, probably, but then we would be charged more if they put in tap…[Read more]

Hi all,

I think you’ll find that Shwing is correct. Credit Cards are an account like an overdraft and as such behave very similar. If in credit you earn interest, miserably little as it is but interest non-the-less.

Any amount over the limit is yours to do with as you please – no interest incurred, service fees, however, do apply and are bank…[Read more]

Hi C2,
I used to think the same as you (or as you have just stated) – until I was shown a number of reports that showed (from memory) that percentually (if that is a word) the accidents in 4WD are nastier and the passengers are more likely to have more serious injury than those in pedestrian cars. Blew my socks of, – something to do with the…[Read more]

Hi seaqueen,

For me personally – I was a bit put off by the building date! It reeks of old and mould.

And I don’t like it when some-one tries to hurry me up! the more you push, the more I push back. So the: We have had a lot of interest in this property since I advertised it 2 weeks ago and it’s seriously possible this offer will not be here…[Read more]

The pharmacist at the hospital I currently work at will love this!

Keep up the good work big R

Cheers
C@34

Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
– Thomas Edison