Hi All,
signed up today – took one hour. I must be a slo learner!

Something about the Manager chewing gum while I’m with him is disconcerting. I know we get really casual in the Pilbara but that is just not Cricket!
Using words like “Lingo” and “penalties” inbetween chews and swallows is just not professional.

Anyway, we will be on our way – the…[Read more]

Hi Milly,
Derek Posted – 26/09/2005 : 19:12:34

Hi Milly,

As the solicitor has acknowledged that you are due for a stamp duty refund then I would follow the conversation with a simple letter.

This way there is a written record that they will be providing you with a refund. Keep it simple. Stage one is to get the refund.

Stage two is to hit them…[Read more]

So … ShelleyD,

wot happened?[blink]

Cheers
C@34

Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
– Thomas Edison

What about a little additive in the contract of sale – where it states the name of the purchaser, for example: Mr & Mrs Jones and ‘Nominated Party’ or some such thing. I can’t recall exactly but on one of our purchasing adventures the offer was made in our name (wife and I) but because it was to be underwritten (read guaranteed) by my employer…[Read more]

Hi D/P,
it might be easier to move in FIRST for the 6 months and then rent it out as tennants might not like the “short term arrangement, and then it wouldn’t matter if you did give them a receipt!
And you get to know your house first hand – nobody can then pull the wool over your eyes and tell you that this is wrong or that doesn’t work because…[Read more]

Dutches,
I wanted to say something like:” …Haha…. “, but I’m about to be there myself by the end of the week (hopefully).

I had a similar Angst when I pursued an IP ferociously unitl I got it and then I got cold feet! It got easier to deal with as time went on so, … thanx for the warning! I’ll try not to look at the accounts too much. But…[Read more]

Hi Skatz,
give them a call, they have an 1800 number on their website. Perhaps they can asist in regards to the Legislation. If they want the business let them work for it! If other states follow NSW then pretty soon they wont have a market in Australia, so it is in thier interest too.

OR they will tell you that their product complies with…[Read more]

Foundation – you have a wicked sense of humour!

I am imprest (not that that matters to any-one) – you are always so stern on your other posts, good to see……

Cheers
C@34

Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
– Thomas Edison

Hi Robo,
my under-developed thoughts are to alternat (subject to availability) but that way I’d get the best of both worlds (this is in a buy abd hold stradgety). Whether I can pull itoff is yet to be seen!

Cheers
C@34

Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
– Thomas Edison

Big D.,
would it not be that they can recouperate more of the rental and improvement costs to them than the purchase price of the property?!?
Furthermore, should they up-size/down-size they can easily get out of the costs of the property – well easier than risking a loss at forced sale due to finances… so I’ve been told.

Makes sense tough, if…[Read more]

We came to Ozz in ’83 and, as was required then, my parents had brought in a lot of money.
As the years went by the ‘Lot of money’ got less and less (they bought businesses and sold them after working very hard, but never at much of a profit). At a few times thru my growing life I recall them discussing investing in property and then letting these…[Read more]

As Jan Sommers said, she went thru the anti -ve gearing thing in the 80s and she is still infront!
Depending on my servicability – I would still keep on going, although it would be much slower!

Cheers
C@34

Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
– Thomas Edison

Whoops – must be a glitch in my fingers! [blush2]

Anyhoo, Just another word, some companies who conduct these operations sometimes get people signed up and billed for joining the telco they didn’t know they signed up to, all this is because the receipient of the phone call said ‘yes’.

Yea they use voice recognition recording software, but they…[Read more]

Hi techhouse,
as I said in the other post, I excuse myself by claiming my kids are doing something theyr’e not supposed to or some other lame excuse and leave the phone down. Sometimes my 4 yr old will pick up the phone and have a yack, but they tend to be gone when I get back, you know, after half and hour or so. I don’t tend to get too many cals…[Read more]

Hi techhouse,

Cheers
C@34

Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
– Thomas Edison

OK tony,
to paraphrase: If my investment structure involves a PTY LTD as trustee for a Trust AND we purchase a Commercial IP, THEN we can utilise a Chattelled Lease option?!

Cheers
C@34

Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
– Thomas Edison

GR – LOL you remind me of my father in the way you talk! Hehehe good to see you have a sense of humor about it tho!

tony – my thoughts were if your structure would encompas a PTY LTD as trustee for a Trust buying the house. Surely there are GST implications there?! I’m asking more than stating this, btw.

How does this work anyway? Does the PTY…[Read more]

Hmmmm, just went thru all this!

$8/month = $96 p.a. vs $150……
but $600K @ 6.56% = $3817/month repayments while $600K @ 6.29% = $3710/month.

So Cost difference is:
Fees $ 54 (against lower interest rate product)
Repayments $ 107/ month ($1284 p.a.) for low interest prod.
Savings of $1230 p.a. in front with Steve’s prouct!

Steve is there any…[Read more]

Hi Skatz,
we use a device made (or imported by) Innotek (http://www.innotek.com.au/).
We have two Rotties and are very happy with the product (SD2100 – Smart Dog 2100) as it is water proof and can be left on the dogs 24/7, even when washing them. It isn’t cheap, but it is supported by the RSPCA (well it was when I bought it) as it is a non-violent…[Read more]

I haven’t had many calls of late!

When they start their sales pitch I listen for a short while and then excuse myself as one of my Children is about to kill the other, and put the phone down.

Nobody has lasted 20 minutes yet. Done it three times so far and they must be taking me off their list as I havn’t had any calls; at all! I hope the last…[Read more]