Total Members: 159,429

calvin_thirty4

  • calvin_thirty4 replied to the topic Bankwest Loans in the forum No Subject 19 years, 3 months ago

    I was just looking at Wank Bests Light Home loan. It appears (on the outside at least) to be one of the best on the market.

    After such a glowing refrence from the Dev. I was almost sold, but I want an offset account so perhps not for me.
    Lets have a look at Homepath, STD var. Hm Ln, min $10K, no fees, no max, LVR97%, BUT do they have…[Read more]

  • calvin_thirty4 replied to the topic MYOB Chart of Accounts in the forum Legal & Accounting 19 years, 3 months ago

    marsden has propably given you the easiest way, another is to give each property a separate ‘Heading and then repeat the accounts below each as sub headings – rather messy, but it works. It summates the individual IPs costs in the header account.

    ….although, if you own them (with the banks) the accoutns could be set up as a sole trader (or…[Read more]

  • calvin_thirty4 replied to the topic How To Stay Awake At Meetings/Seminars in the forum Forum Frolic 19 years, 3 months ago

    Smeggin bewdiful!

    I’m hosting a VC (video Conference) in about 1 hour! Might catch myself – just for giggles……

    Cheers
    C@34

    Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
    – Thomas Edison

  • calvin_thirty4 replied to the topic 4 DAZZLING in the forum General Property 19 years, 3 months ago

    You have a deposti on a block in Capricorn, Rob_W?

    I tried to get in there, but was unable to be physically present. Apparently people were camping out infront of the Sales Office to get a block near the ocean! The agent wasn’t able to take an Absent-Deposit (like an absent vote) and so I missed the boat. Just gotta keep an eye out for more…[Read more]

  • calvin_thirty4 replied to the topic CGT decreasing with age??? in the forum Finance 19 years, 3 months ago

    Terryw,
    sounds like a great reason for buy-n-hold?!!?

    Unless you keep on borrowing against it…..what a nightmare![snitch]

    Cheers
    C@34

    Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
    – Thomas Edison

  • calvin_thirty4 replied to the topic Pool or no Pool in the forum No Subject 19 years, 3 months ago

    And another thing – what is it with kids in pools and screaming their heads off ?? Why is it, that when water touches their body, they have this primeval urge to scream their lungs out…constantly…for hours on end….every time ?? Why can’t kids play in pools without shouting ??

    Cheers,

    Dazzling

    Hahahahahahaha, just dragged the kids out of…[Read more]

  • calvin_thirty4 replied to the topic Funny Names in the forum Forum Frolic 19 years, 4 months ago

    emcdonald Posted – 24/08/2005 : 19:00:40

    Went to primary school with a guy named Wayne…. King!

    yep he’s now a proud employee of hastings deering I beleive…

    Cheers e x

    Mine is similar to yours: –
    Went to school with a boy named Wayne….Kerr. Never sounded the same at assembly!

    My wife and I spent a lot of time looking at the combination…[Read more]

  • calvin_thirty4 replied to the topic What type of vehicle do you have ?? in the forum Opinionated! 19 years, 4 months ago

    Met my wife while owning a 1982 Toyota Corolla P/Van. crappy paint, dings and dents everywhere – she still married me so haveing a nice car isn’t as vital as first thought!

    We bought a new 2001 Hyundai Excel with all the fruit but it will have to last for many a while yet. We bought it because we were about to have Number one child and she didn’t…[Read more]

  • calvin_thirty4 replied to the topic Pool or no Pool in the forum Help Needed! 19 years, 4 months ago

    Robo,
    no, the spa is on a metal frame (for cylone reason) But I intend on building a pergola around it (out of Duragal – again for cyclone reasons) and open it up to my lounge room (via French doors) – once the refinance is thru! It is a lovely 3 seat, 1 lounge spa. Needs a little TLC, but on the hole is good value (@$750)!

    RE: the pool being…[Read more]

  • calvin_thirty4 replied to the topic Pool or no Pool in the forum Help Needed! 19 years, 4 months ago

    Hi Robo,
    friends of ours have a pool. Dad wants it out so he can put on a bigger shed.

    pro:
    kids learn to swim ealry and so a re safer near water! His daughter can swim the lenght of the pool (partly underwater, but hey) while my son (same age) has a big win if he makes it accross the width of the pool. Also he needs much more supervision. Other…[Read more]

  • calvin_thirty4 replied to the topic Is this legal? in the forum No Subject 19 years, 6 months ago

    Hi all,
    aside from the personal interchanges about charging families, etc (sorry! Don’t want to inflame the situation further); but I may be missing the fundamental point of the FHOG!
    Is it not a requirement that the recipient live in the house for at least 6 months within the first 12 months of ownership?!! And as such you can’t use it as an…[Read more]

  • calvin_thirty4 replied to the topic Tax deductibiltiy on PPOR in the forum Help Needed! 19 years, 6 months ago

    Dale GG suggests (after you have consulted your Lawyer and Accountant) that if you were to set up a Hybrid Trust and bought units in that trust (ie: give it the borrowed $$) then it is seen as a separate investment, and if making a loss, can benefit him with his high Tax bracket.
    I do however agree with you that the rest doesn’t really help him…[Read more]

  • calvin_thirty4 replied to the topic Click here. in the forum Forum Frolic 19 years, 6 months ago

    I want to meet you one of thses days Gatsby! You make me cy so much its too funny……

    Kep’em comin

    Cheers
    C@34

    Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
    – Thomas Edison

  • calvin_thirty4 replied to the topic W.A. Contracts in the forum General Property 19 years, 6 months ago

    Matt,
    Have you called the Principal? No point in getting your knickers-in-a-knot over some agent being difficult.
    Allow them to state the relevant law to you over the phone, that states that a faxed offer is not acceptable/illegal. If you don’t get satisfaction just go up the ladder, find the owner and tell them some-one is bound to end this…[Read more]

  • calvin_thirty4 replied to the topic W.A. Contracts in the forum General Property 19 years, 6 months ago

    We too have been using Faxes on our O & A’s.
    As long as the original is signed in the end, there is no reason you can’t negotiate in writing and fax it thru.
    Our originals are handled by our Settlement agents so in the end you sign the original anyway.
    Sounds like the agent is either wet behind the ears or doesn’t believe in you as a viable…[Read more]

  • calvin_thirty4 replied to the topic Get Rich Seminars in the forum Opinionated! 19 years, 9 months ago

    I Had a very similar introduction to Investing!
    Young guys talking up the investing and making statements that “Capital Growth” is King and so on.
    Great until you learn that the intent of the spend money is what determins its Tax Deductibility! So your CG grows, and so does your non-deductible debt! Sounded good for a while, too bad if your CG…[Read more]

  • calvin_thirty4 replied to the topic manager issues in the forum No Subject 19 years, 9 months ago

    pad1 Posted – 01/04/2005 : 23:13:55

    im looking for advice fellow investors.
    what would you do?
    my property manager ordered repairs to my property without authorization from me. What action should I take. neccessary or not I like to be informed. It wasnt an emergency repair either. I was not impressed!!
    interested to hear your experiences/actions…[Read more]

  • calvin_thirty4 replied to the topic Strange Sayings in the forum No Subject 19 years, 9 months ago

    Hi all,

    a guy on the bus this morning said:”…I need to take it to Kodac and see what develops…”, he was talking about his job prospects.[cap]

    Cheers
    C@34

    Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
    – Thomas Edison

  • calvin_thirty4 replied to the topic help with copying somebodys house plans. in the forum Value Adding 19 years, 9 months ago

    Would there not need to be a notice “protected by Copyright” or something along those lines?!

    Cheers
    C@34

    Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more time.
    – Thomas Edison

  • calvin_thirty4 replied to the topic What Pet? What Name? in the forum Forum Frolic 19 years, 9 months ago

    Oh, I forgot….

    we picked up a citten from the Vet (save a citty), I wanted to call it ‘Squid’ (‘cose it got a squid-eye!), but my kids (who love Monster Inc.) called it ‘Kitty’ after the big blue monster……[blink]

    Cheers
    C@34

    Our greatest weakness lies in giving up. The most certain way to succeed is to always try something one more…[Read more]

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