Calder replied to the topic Can anyone recommend a good financial adviser? in the forum Help Needed! 19 years, 6 months ago
Hi Hugo
Agree with DD. Most (not all) are very restricted to what they are allowed to offer. My suggestion would be to try three different ones, (you can often get the first vist free) and discuss what they offer and how they would go about it. Make your decision as to whether you want to use a planner after that or not. I actually started an…[Read more]Calder replied to the topic Medieval Kingdom in the forum Forum Frolic 19 years, 7 months ago
Another minstral/dreamer here.
Thanks for the site Redwing.Calder replied to the topic Not Related To Property At All in the forum Site Problems / Feedback 19 years, 7 months ago
Hi
I thought I would have a go following Jo’s instructions to see if it would work for me. It did. There may be a glitch somewhere in your profile. Suggest you contact Admin and see if they can fix it.
Have fun choosing one.
[biggrin]Calder
Calder replied to the topic Which City/Suburb you live? in the forum Forum Frolic 19 years, 8 months ago
East Malvern, the part formerly known as Chadstone. (And the shopping centre is close too.)
Cheers
CalderCalder replied to the topic Unmotivated Partner in the forum Help Needed! 19 years, 8 months ago
Michael
I had the same situation when I mentioned Derivex. What it wrong with it? No one gives interest free loans, etc, etc. Trusts are something else I can’t talk about. I have to mention a new opportunity a few times, let it sit, and in about 6 to 12 months, it seems to be OK. Sometimes the subject is brought up before I bring it up…[Read more]Calder replied to the topic Next Door Renters in the forum General Property 19 years, 8 months ago
Hi Gunner10
The question is how precious are you about your properties? I used to work with someone who bought a place around the corner from where they lived. The went past it all the time (just to check on it) and continually complained about what the tenants were/were not doing. My thoughts are, if you can distance yourself, it is fine, if…[Read more]Calder replied to the topic greatest asset – your job???? in the forum Opinionated! 19 years, 8 months ago
Hi Aussie
I agree in part. Yes, you need income in a downturn to give you the cashflow to buy the low priced assets, but jobs are not always secure at this time. I think the catch 22 is short term only, until you are able to get some passive income to give you some consistant cashflow. Like anything you need a plan to cover these times. This…[Read more]Calder replied to the topic Mappers on Today Tonight in the forum General Property 19 years, 8 months ago
I agree with Aussierogue.
The mappers had a goal. The majority achieved this, and those that didn’t were close. What they learnt from that I am sure is so invaluable that they will never look back. Like many people, I would love to have been part of this team that achieved so much. I say well done mappers and well done Steve & Dave. The…[Read more]Calder replied to the topic Credit card debt hits 28.2 Billion in the forum No Subject 19 years, 8 months ago
Resiwealth
Like your last comment. It so often seems to be so, so true.Calder replied to the topic Retirement Income needs as per Money Magazine! in the forum Heads Up! 19 years, 9 months ago
Thank you. Much appreciated. It is enough.
regards
CalderCalder replied to the topic Retirement Income needs as per Money Magazine! in the forum No Subject 19 years, 9 months ago
Hi
Can you please explain REVERSE MORTGAGES?
Thanks
CalderCalder replied to the topic Australians in trouble “warning” in the forum General Property 19 years, 9 months ago
I like this discussion and really like some of the replies. I agree with so much of what has been said (including macca’s and denile), but still have to add my 2c worth.
I don’t think any generation is really that different . We all like to say someone has it easier than us. All things change, but the basics are the same. We have different…[Read more]Calder replied to the topic Do a nice thing for a stanger in the forum Forum Frolic 19 years, 9 months ago
Nice one.
Nice posty too.Calder replied to the topic Selling Privately…best websites to list with? in the forum No Subject 19 years, 9 months ago
Nat R
I can’t say that I am good at any of the three skills mentioned. (Lucky we have a skilled negotiator on our team). Would you consider that different skills were needed for both buying and selling? If so, what skills and what priority would you place on each? I am curious as to what skills others would regard as important in property…[Read more]Calder replied to the topic Selling Privately…best websites to list with? in the forum General Property 19 years, 9 months ago
Hi Brisbanite
I was really interested in your question as selling privately is not something I had considered seriously myself, but have looked at buying privately. If this thread gets back on track, I would be interested in some of the answers.
Everyone does things their own way. Stick to what you can live with and let others live their way.
Calder[elf]Calder replied to the topic 2 IP …really scared!! in the forum Help Needed! 19 years, 9 months ago
Hi Chris
I would stick with it. You are doing great. (Bad english, I know.) If your only outlay is $8 a week and you are covered by your other property, you will soon be +ve anyway. I would be happy with this situation. I think your returns are good. Feel the fear, and do it anyway (and have a drink for me). Another saying for you. Worry…[Read more]Calder replied to the topic Anyone out there? in the forum No Subject 19 years, 9 months ago
Hi Young Bumble
The other contributors have all given you sound advice on coping with peer pressure, so I will only comment on how we do it.
We deal with it by having separate budgets. Neither is allowed to cross over. It makes for less hassle, gives you rewards and a life, but also allows you to continue your investments. If there is only one…[Read more]Calder replied to the topic What is a sleepout? in the forum Help Needed! 19 years, 9 months ago
Growing up in country Victoria, everyone had sleepouts. A closed in verandah for extra sleeping space generally. It’s a way of creating an extra room for very little cost. Can be open with flywire etc for the windows in hot climates, or built as an extra room with boards and windows. Usually found on older buildings.
Regards
CalderCalder replied to the topic Too many repetative questions in the forum No Subject 19 years, 9 months ago
Right again resiwealth. Sorry about the over-reaction. Sometimes we jump in defensively without going away and thinking or re-reading the question. Is it our (my) guilty conscience, or just insecurities?
Calder replied to the topic Too many repetative questions in the forum Opinionated! 19 years, 9 months ago
Sometimes it is not laziness, it is just that people don’t know where to start looking. Give all the beginners a break. It’s like L plate drivers & P plate drivers. We all have to start somewhere, and sometimes we can do (ask) questions that may seem like “here we go again” to many of the forum contributors. Remember that we have made a start…[Read more]
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