Hi Redwing,

This situation may most likely affect your insurance and you may not be covered if anything happens. If the tenant definitely wants this situation then negotiate a higher rent on the grounds that the rent is discounted for long term tenants or the tenant pays 2 months in advance. The tenant asking about this is probably thinking of…[Read more]

Hi Dave,

Are you able to lower your repayments by putting in some cash and negotiating with the lender for a longer loan term if possible?

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“Is it true the more you owe the more you grow until the bank steps in?”

Hi dglees,

When you find out please let me know.

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“Is it true the more you owe the more you grow until the bank steps in?”

Hi Azrael,

If there is any doubt at all about being able to finance the situation or repay the loan DON’T cross collateralise. Also you need to put some figures here so it is easier to work out the numbers. If they’re only going to do a 10% deposit then just take out MI and leave the mothers house out of the situation completely. A combined…[Read more]

Hi Sue,

The country in case A and B is Japan. Just because something is legal doesn’t mean it is socially acceptable. Socially acceptable seems to take predence over legality in Japan. The child is registered under the mothers name and family registry and where it states father has been left blank. Normally when the father is not named they…[Read more]

Hi dglees

Okay your scholarship is tax free. Your other income is meant to be taxed. Can you tell me the name of the mortgage broker and which bank? I would still be a little careful in regards to what the MB is offering to do. But if they’re able to bend the rules and get away with it then I’m interested.

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“Is it true the more you owe…[Read more]

Hi dglees,

Can you explain a little more about why you think your additional income is not taxed in Japan whilst you’re studying. This doesn’t sound entirely correct. You should be paying at least 5% or possibly 10% in Japan even if you have a scholarship or receive funding by the Japanese govt or an authorised educational intitution. I would…[Read more]

Hi Kay Henry,

An interesting thought. Also, cash is a thing of the past- equity is cash just waiting for a purpose. Equity is the new cash

I would think that cash is still king. Equity needs to be borrowed and incurs interest. It may be a taxable deduction, but cash incurs no interest and helps create equity.

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“Is it true the more you owe…[Read more]

Hi J,

Definitely meat pies. A bloody yanky mate of mind got me all excited when he said he bought some Australian pies from a discount shop here. Off I go. 2 Hrs and 100Klm later and what do I find? These strange oblong looking chicken and vegetable things, but they do have Australian beer, wine and TIM TAMS.

Sebastian,

If you go into the ATO…[Read more]

Once again not all people choose to be poor or rich and the CSA doesn’t help at all.

Cooper,

No 3 page debate but some fathers don’t get the opportunity to look into their childrens faces, let alone get any details at all.

When dealing with the CSA the poorer you are the better it is. My mate sends xmas cards birthday cards and any toys he…[Read more]

Hi Sunshine,

Your thoughts on these situations and can you guess which country?

A husband decides to freeze his sperm for later on in life. He dies and the wife then has IVF and has a baby. The baby is born 300 days after the death of the (husband). The court decides that the child can not have the husbands name on the birth certificate and…[Read more]

G’Day Bill,

How long were you in realestate? Buyer Enquiry Range (BER). It’s 3.39am as I post.

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“Is it true the more you owe the more you grow until the bank steps in?”

Hi Dovie,

My concern is and probably that of the others is that you currently have no cash savings. Even though a property you buy may be +ve cash flow you still need to have funds in reserve for emergencies. This appears to be an area that is often overlooked. If you refinance at a lower rate and borrow money through equity then try to make…[Read more]

Hi Guru,

I prefer used university womens panties and don’t mind collecting them but you have to do all the quality assurance, testing and sampling to make sure their suitable products. Any ideas for locations?

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“Is it true the more you owe the more you grow until the bank steps in?”

Hi PeterM,

A very similar story except the lower price is for a quick settlement and higher deposit, whilst the higher price is for standard settlement time. Maybe that could be a good topic? “What is standard settlement time, 30, 60, or 90 Days?”

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“Is it true the more you owe the more you grow until the bank steps in?”

Hi Shaunwalker,

What do you exactly mean “i also didnt get told that the pool in the complex was not council approved“? If this is in regards to fencing, my understanding is and I may be wrong, that no property can be sold if the fence is not up to council regs in the NT and the REA’s are required by law to let you know this. An agreement can be…[Read more]

Back in the late 80’s and investment opportunity with the man from “if you never never go you will never never know”. The place is now called ‘Dundee’ in the NT.

For my father it was the time he tried to borrow 50 pounds from each of his brothers for a place that is now known as Chirnside Park in Melbourne.

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“Is it true the more you owe the…[Read more]

If I can I will and if I can’t I won’t.

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“Is it true the more you owe the more you grow until the bank steps in?”

Hi Simon,

Care to share which lender?

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“Is it true the more you owe the more you grow until the bank steps in?”

What type of investing, wealth, education, goals, family or life?

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“Is it true the more you owe the more you grow until the bank steps in?”