HelloProbably low doc may be the way you would get it through, and if serviceability is the issue, then the banks are scaling back to 60%, and not doing 80% unless income/ serviceability and assets is quite high and can be proven.The banks and the Mortgage Insurers at the moment have tightened up a fair bit and they will currently really assess…[Read more]

I have been termited out 2 x so far – on both occassions the termites invaded fairly quickly- we get inspections every 12 months – they can enter all different ways the little devils and hide and chew and chew until your house is nearly gone. I have one home at the moment that in about 9 months they have cause approx 15k of damage and got in…[Read more]

I think parents put too much pressure onto kids for uni, grades, results, and try to make their lives happier or keep up with the Jones' through their kids results.It casts my mind back to a tragedy many years ago when I was doing the HSC we had a lovely classmate that scored very well, was polite, a good young man, nice looking, into sports,…[Read more]

Look for land or an older home with a large parcel of land you can do something with down the track

Yes what sort of job is it ? and what needs to be doen and when. I have a few good building companies and builders we use, on North and Southside so best if you send me brief details and Ill see whom I think bestThanksKylieSend confidentially to propertymgt@bigpond.com.au

I have done Carlys course, I have also followed her work and results in her charity work and Say No to Drugs campaigns. I dont think age or sex matters and you dont need a financial planners license to do deals or obtain results, or provide information on how to do some of the things she does do. A lot of it has to do with attitude, action, learn…[Read more]

I am from a strong Irish background and my family came to Australia with nothing,my partners family also came to Australia from Greece and Lebanon with nothing and did not even speak english. You are a good father and trying to help your children, but sometimes kids do not wish to follow the same path as the parents or the culture and you have…[Read more]

I am a professional property advisor and also a licensed principal and deal with mortgagees, default, bankruptcy, and banks continuously as we are asked to appraise property, prepare it for sale and sell it off to recoup back the banks money.Where I see the quick summary of all of this is- you have bitten off more than you can chew and cope with,…[Read more]

factory-edged tile, rectified tile has been cut to size after the firing process. This process creates a precise, 90 degree angle edge and, as a result, can be laid with a tighter grout joint than unrectified tile (as small as 1/16?). If you’re wanting a smooth, sophisticated and continuous look on your floor or walls, choose rectified tile.  Ma…[Read more]

Get a few quotes- and ring an architect or draftsperson from possibly Newcastle or a larger town as many work also in smaller towns and their fees are better- has the architect included and listed all the other fees? from council or planning- maybe this is why it has got to this level.I just built a multi mill home for a client and my architect…[Read more]

I am unsure how an agent can ever be paid for verbal offers- nothing is signed or any agreed contract is legally in place- Id tell them to call your solicitor for any further correspondence, or ask to speak to the principal. Thsi sort of behaviour gives agents a bad name, I pride myself in being a great principal and agent and this career has…[Read more]

I would go and get this sorted initially with the council planning officer and often they also have inhouse draingae/ water engineers that may be able to suggest the best option, or I would get a property barrister and they should sort it very quickly- but may cost you approx $1000 for their time and documents and interpretations. Thanks…[Read more]

WJ Hooker wrote:
businessglobal,                             Very sorry to hear of your experience, I guess that explains why you are now so parenoid, suggest you sell your rental and put your money in the bank or under your pillow, before you worry yourself to death.

I dont just have 1 rental- I have about 25, plus about 7 homes being built n…[Read more]

I would get a structural engineer on site and pay for their time/ report and also a underpin quote- hard to say as I have seen jobs come in at 9k and others at 45k to fix-but I alwys get a structural eng on site to test, measure, soil test and work out all the issues and how to fix it

Quick summary- I would not only be focussing on the commission- you must also look at an agencies training, support facilities, access to the principal for help when you need it, what are the other sales agents like, reputation of the agency in the community, use of technology.I started as an agent when I was 20- worked in residential, project…[Read more]

I think you have to look at each deal on its merits and not generalise a whole area or town as good deals everywhere like apples falling off trees you just have to know how and where to find them, and put int he work and know what you are looking at.I just picked up a site on Friday that has substantial profit it even in the current market with…[Read more]

I can make a very good practical imput on this topic- we recently had a tenants ex wife burn our 500k investment property down and leave us 4 walls!!!  the insurance company tried every trick possible to reduce the claim, inspect every document, property managers reports, condition reports, when the wiring was done, last electrical works, any new…[Read more]

We have a few units in Granville, Parramatta and Rosehill – I sold one recently that was renovated, freshly painted, and had about 30 people at the first open and it sold no issues for 299k- it was 30 yrs old, small block, walk to allIf I was buying again there I would buy in Rosehill, Harris Park- small block, and the main thing people want there…[Read more]

Legally the agent must present all offers and cannot make any decisions on a contract- agents are there only to bring buyers/ sellers together, present all contracts, and you take offers and contracts even to the day of unconditional as people can drop off at the last moment. I have been a principal for nearly 15 years now, and it is illegal…[Read more]

I have a project at Port Pirie that needs – Replace maybe 6- 8 walls internally, skirting, cornices, bathroom reno- waterproof/ retile around shower area and floor, house paint a few rooms, resheeting of walls taken down, and odd jobs for about 5- 7 days to sort out some termite damageIf interested please email me kyliemoss@gmail.comKylie