My recommendation: Stay away from Chan & Naylor. An accountant now in their Norwest office lost all of my investment.  I won a court case against the "company" he operated (and hides behind) over 3 years ago and still have not received a cent from him. At the date of writing this post, an ongoing investigation into his dealings for over 2 years has been frustrated by his delays in responding to questions. Ask yourself this question, what sort of accountant is unable to provide accounts of his dealings? This is a person Chan and Naylor have recruited, so I question the level of competence of that company.