Thanks for the info, and prompt too! 

  I'm seeing this as a stepping stone, a way of building a base to work more profitable projects from, so I’m looking at smaller returns for me and larger returns for the risky money contributed by others.  Hopefully no one will rip me apart (as I said, I haven’t done any detailed costings and forecasts) but I think a return closer to 30% is possible  

 So it seems you have helped answer one of my questions – You say you have dozens of investors who invest in projects, so is that where I find private funding, from mortgage and finance brokers?

Also, I’m not familiar with the Managed Investment Act, but I'll look into it. My accounting background is in a commercial environment, not in business advisory/consulting so I usually understand these things quite simply, I just am at a loss about what to know and where to find it.