The % used for rentals does vary between lenders, so it is a case of working the numbers. Also some lenders will not add a safety buffer on rate for servicing calculations, when you have 3 year fixed (may just be a portion) 

Hi Tristan,
LVR and debt servicing are mutually exclusive & you have to tick the boxes on both.

If you have currently $150k owing on $290k property AND you add another property worth $350k using an additional loan of say $360k your total borrowing is $510k on $640k total security = 79.7% Loan to Value Ratio. Yahooo, being under 80% means no…[Read more]

I would go with option (f) and combine the strategy in (a) if acceptable to the purchaser – assuming you have the income to service the debt. This is preferrable to bridging which places a stressful timeline on the process & may affect your judgement when it comes to the crunch. Also applicable rate is bound to be better