Thanks Terryw.  Appreciated.

I keep an eye on your comments.  Thanks for them..I really appreciate them.

At this stage, my accountant wants me to buy a property in my own name sooner rather than later, that i can live in but also that would be attractive to rent out (at a later stage).

I'm not eligible for the FHOG.  I plan to buy in the Wodonga part of Albury/Wodonga area at this stage.

Then she's mentioned about setting up a discretionary trust fund…

Frankly, I'm still not sure just yet which way to go and spending my time furiously re-reading chapters from Steve's books and Margret Lomas' books.

Currently plowing all my cash into the bank to have a minimum of 20% deposit to avoid Lenders Mortgage Insurance, and to cover the stamp duty / moving costs etc…

Structures…

Hi everyone.

I'm sitting here trying to work out the best way to structure myself for property investing – in my own name, or to do the company and family trust model.

Currently I'm a renter, on a better than average salary with no personal debt, no mortgage, no partner and no kid(s).

I note Steve never has bought a property in his own name. 

How are you structured?  I'd appreciate your comments…