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Has your broker dealt with any of these lenders? And even if there are going to be any issues – what sort of complications can you expect? In the end of the day there is a huge difference with interest rates between banks and companies like myrate and onedirect. Do you want to pay good money for the 24 hour call centre and a branch? I don't.
I would suggest to go with MyRate as they have a better rate with very similar features and I had good experience with them when I was shopping for my home loan.
Terryw wrote:Watch out for these small loans. Nearly all are mortgage insured no matter what the LVR is. This could severely restrict your ability to keep borrowing for multiple properties Terryw Discover Home Loans Parramatta [email protected] Sign up to my mailing list. Just send me a blank email, with “subscribe†in subject line.Not all small lenders require mortgage insurance if the loan is less than 80%.
I just got a loan from LoanAustralia (they have best star rating according to Cannex) and I didn't pay LMI.I got a loan from LoanAustralia and settled just three weeks ago. I would recommend to go with them. Excellent products but much cheaper than same ones from other lenders.
Two times my account manager (Olivia) was on the phone with another customer when I tried to reach her, but both times she called me back within 30 mins and was very nice and helpful.
Renomart wrote:Basically they could not guarantee to me that they could settle a loan within 3 weeks.No any lender will guarantee it as it depends on too many parties involved. It took for me exactly 12 working days from application to settlement.
sublet is a separate contract and it shouldn't be against the main one
