Replies Created | Forums | brahms | PropertyInvesting.com

Forum Replies Created

Viewing 20 posts - 321 through 340 (of 476 total)

« 1 … 13 14 15 16 17 18 19 20 21 … 24 »

brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
October 9, 2004 - 12:43 am
Hi blondie bec
sounds great, keep us posted.
cheers
Brendan Heagney
Mortgage Broker
07 3240 4815
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
October 8, 2004 - 11:32 am
sounds feasible
Brendan H
Mortgage Broker
0438 436383
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
October 8, 2004 - 11:27 am
why do you need a trust at any rate?
cheers
Brendan Heagney
Mortgage Broker
07 3240 4815
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
October 8, 2004 - 11:22 am
wow Derek – all i wanted to say imho was someones gonna get #%&*$%@# over here, but you have been so polite…well done.
cheers
Brendan Heagney
Mortgage Broker
07 3240 4815
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
October 6, 2004 - 12:47 pm
Nope, more info??
cheers
Brendan Heagney
Mortgage Broker
07 3240 4815
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
October 6, 2004 - 12:37 pm
obviously we can all look forward to having our coffee’s served cold….mmmmmm…thats nice…
with respect to the original post, i’ve recently been told of one of the well known ‘ambulance chasing’ law firms downsizing from 5 levels of city office space to 50 sqm of outer metro dive….
i did like the post –
cheers
Brendan Heagney
Mortgage Broker
07 3240 4815
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
October 6, 2004 - 12:21 pm
adelaide fully MI’d?
r u sure?
cheers
Brendan Heagney
Mortgage Broker
07 3240 4815
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
October 6, 2004 - 11:38 am
thanks for reiterating that point from my post simon
cheers
Brendan Heagney
Mortgage Broker
07 3240 4815
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
October 6, 2004 - 11:36 am
hey Jo – depends on who you are having coffee with, who your lunch dates are..??
1 x lunch = $45 = 2 referred prospects = …per month
cheap and enjoyable (woops forgot the gym fees)
cheers
Brendan Heagney
Mortgage Broker
07 3240 4815
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
October 6, 2004 - 11:27 am
pay stamps twice??
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
October 6, 2004 - 10:57 am
right click and save that one kh
cheers
Brendan Heagney
Mortgage Broker
07 3240 4815
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
October 6, 2004 - 10:55 am
Why does every crap negative story end with Jenman??
Next time we sell a house do we now have to tell the agent we bonked in the kitchen – get over it..
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
October 6, 2004 - 10:41 am
kerwyn – the real problem may be the loan application was submitted as a P&I – by error or omission – your letter of offer would have identified the terms and conditions prior to production of the formal loan contract – you should have picked up on this then.
15th – running a bit short of time – whats the loan sum actually – the difference in P&I may be quite minimal – does it really matter? (a lot of banks assess your existing mortgages as P&I even if they are I/O when you go for another loan at any rate)
very occasionally a MI will condition a loan to P&I either in full or in part – the only other reason it is different is because of an error by the broker, or an error by the banks data processor which wasn’t picked up by your broker.
good luck and
cheers
Brendan Heagney
Mortgage Broker
07 3240 4815
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
October 6, 2004 - 10:14 am
depending on the time line (you purchased last year) you may be able to recover some of the cost – from memory the amount recoverable is subject to time and to the MI’s policy.
there are some posts on this forum which may assist and a quick search might be in order.
cheers
Brendan Heagney
Mortgage Broker
07 3240 4815
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
October 4, 2004 - 9:50 pm
Valuation – art or science??
or
Valuation – PI insurance premium??
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
September 27, 2004 - 5:31 am
from a purely cashflow and available cash position i’d say buy your own home first.
(based on your profile – 19 yr old student working p/t – if you have a huge cash deposit then my answer may vary)
cheers
Brendan Heagney
Mortgage Broker
07 3240 4815
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
September 27, 2004 - 4:59 am
as i’m sure i’ve said before, i’m a 19 year old student who is working part time. I’m almost ready to buy my first property but i’m trying to decide whether a partnership with a friend is the way to go… we have talked, and we both have similar goals.
goals are great – what deposit do you have, and how much income?
cheers
Brendan Heagney
Mortgage Broker
07 3240 4815
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
September 19, 2004 - 11:25 am
Why aren’t threads like this deleted?
WaySolid
2 pages of obvious marketing – bring it on moderators
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
September 19, 2004 - 10:26 am
no
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
September 19, 2004 - 10:24 am
kay if you have the opportunity please find out which areas of lending have the highest level of ‘loan conduct’ and which have the least level of ‘loan conduct’.
ie. ‘low doc’ <80%
or fully verified 70 – 97%
i think you will need to rethink. any future changes are due to apra and not due to funders re so called “micro economic reform”.
cheers
Brendan Heagney
Mortgage Broker
07 3240 4815