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brahms
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@brahms
Join Date: 2004
Post Count: 485
November 15, 2004 - 12:05 pm
can you actually do a 90/10 in NZ
cheers
brahms
Mortgage Broker
[email protected]
brahms
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@brahms
Join Date: 2004
Post Count: 485
November 15, 2004 - 7:47 am
http://www.yellowpages.com.au
brahms
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@brahms
Join Date: 2004
Post Count: 485
November 15, 2004 - 7:37 am
it’ll either be the best or the worst decision you’ll ever make.
good luck. whats wrong with saving and coming back when your 21?
cheers
brahms
Mortgage Broker
[email protected]
brahms
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@brahms
Join Date: 2004
Post Count: 485
November 15, 2004 - 7:16 am
yack, so what do those points actually get you? i have to admit total ignorance to this sort of stuff.
does it break even?
cheers
brahms
Mortgage Broker
[email protected]
brahms
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@brahms
Join Date: 2004
Post Count: 485
November 15, 2004 - 4:25 am
skippygirl
that may appear to be logical, seriously doubt the bank would see it like that.
however..
wes, do you have that agreement with your bank in writing?
cheers
brahms
Mortgage Broker
[email protected]
brahms
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@brahms
Join Date: 2004
Post Count: 485
November 15, 2004 - 2:47 am
Hi Celco
often your aggregators software incorporates your loan tracking and commission payment – so you generally will have this onboard either laptop or desktop.
personally i find the fin calculator and the servicing calculators from the lenders the most useful.
the longer you do this the less crap you end up taking with you – it all sort of ends up in your head afer a few years.
good luck and have fun
cheers
brahms
Mortgage Broker
[email protected]
brahms
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@brahms
Join Date: 2004
Post Count: 485
November 12, 2004 - 9:38 am
hi – have emailed you direct.
cheers
brahms
Mortgage Broker
[email protected]
brahms
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@brahms
Join Date: 2004
Post Count: 485
November 7, 2004 - 8:40 pm
k and r
your first move is a good one, make certain your comfortable with your broker as this should be considered a long term relationship.
otherwise with out any real specifics all i can offer is –
budget – know where your money is going
discipline – make your money go where you want it
network – build a team of supportive effective people
gh – go hard
tnp – take no prisoners
ndpa – non dollar productive activities – question each activity you do, if its ndpa, why are you doing it?
cheers
brahms
Mortgage Broker
[email protected]
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
November 4, 2004 - 9:20 am
Originally posted by Qlds007:
Guys
I am suprised the Mortgage Brokers on the site here haven’t listed a range of lenders who can accomadate your request.
In the meantime i would throw in Morgan Brooks who offer a 80% LVR product upto 100 acres.
Greg, sorry to disappoint Suncorp and St George have no alliance.
Cheers Richard
richard at fhog.com.au
http://www.fhog.com.au
There is no such thing as a problem.
Just a solution waiting to be found
cheers Richard, i was a bit too busy at the time.
cheers Brendan
brahms
[email protected]
brahms
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@brahms
Join Date: 2004
Post Count: 485
November 4, 2004 - 9:15 am
NAH, i have clients who have signed contracts and despite huge pressure from developers have capitalised significantly on vacant land – it aint been easy – the time line is >12 months – good legal team from day one i say.
cheers
brahms
[email protected]
brahms
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@brahms
Join Date: 2004
Post Count: 485
November 4, 2004 - 8:49 am
Well done tungasauros, a nice watch IS noticed.
Its that sort of understated ‘i’m doing quite well’ but not showing it with a 325 that people are comfortable with.
cheers
brahms
brahms
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@brahms
Join Date: 2004
Post Count: 485
November 4, 2004 - 8:37 am
hey k and r
had a quick look at your profile…
hate guitar, scuba = shark bait, poetry..mmmm
finance and property? i can help you!
brahms
mortgage broker
[email protected]
brahms
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@brahms
Join Date: 2004
Post Count: 485
November 4, 2004 - 8:15 am
ditto aussierogue
brahms
mortgage broker
[email protected]
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
November 4, 2004 - 8:10 am
i think you have won the most vaguest post of the year – and i’m not even a moderator!!!!
mate … if you want a better answer, ask a better question.
brahms
mortgage broker
[email protected]
cheers
Brendan Heagney
Mortgage Broker
07 3240 4815
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
November 4, 2004 - 7:53 am
hi, finance is basically math ok?
how much is it worth?
how much do you owe?
how much do you want to borrow?
who are you with now?
what do you earn?
how long have you owned it?
brahms
broker
[email protected]
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
October 20, 2004 - 4:49 am
if your selling you use 52 weeks
when buying or being realistic use 48
brahms
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@brahms
Join Date: 2004
Post Count: 485
October 20, 2004 - 4:42 am
hi Jenny
1 & 3 are the same
2 is your choice
Dereks comments make sense – i’d add one thought to this –
sit tight and make your cash advantage work best for you
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
October 20, 2004 - 4:10 am
Sharp EL-735 – Business/Financial Calculator – found in all good (and bad) business stationary and electronic stores
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
October 13, 2004 - 7:40 am
interest only loans will allow you to pay absolute minimun ie. interest, alternatively a variable rate i/o will generally allow lump sum repayments at any time.
giving you more flexibility than many p&i loans.
cheers
Brendan Heagney
Mortgage Broker
07 3240 4815
brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
October 13, 2004 - 7:37 am
it really is an american thing – doesn’t happen here. MIP sales are put to agents and sold with absolute transparency.
cheers
Brendan Heagney
Mortgage Broker
07 3240 4815