Better switch to SBS and wait for Warney to bowl again – much more likely to experience a flipper there! joke..

cheers

brahms
Purveyor of Fine Finances
aka Mortgage Broker Brisbane

redwing, how or why did bank b settle without title in the initial transaction?

cheers

brahms
Purveyor of Fine Finances
aka Mortgage Broker Brisbane

oxygen,

i think your friend was ‘stitched up’ by their OWN circumstances..

Defaults ($5000 worth or so), low doc (why??), and now someone wants a cheaper rate and no fees!!!!

What next…Ice Cream and Choccy topping?? Santa??

cheers

brahms
Purveyor of Fine Finances
aka Mortgage Broker Brisbane

very true, Wylie got it spot on – talking with some bank people during the week who confirmed that the investigations are ramping up, people are being caugth out and are having to repay the fhog plus fines.

i would imagine that the issue of stamp duties would also arise – given that stamps are waived / discounted for first home…[Read more]

left click mouse over username= user profile = vic

cheers

brahms
Purveyor of Fine Finances
aka Mortgage Broker Brisbane

Originally posted by Property Passion:
Was talking to a builder today and he was telling me he has done quite well in building offices/warehouses and the like in Tullamarine.

Has anyone here done any industrial development?
How is it different to Res. developing ?

The builder i was talking to made me think, he said that the returns in industrial…[Read more]

dazzle – did someone force u to utilize the services of incompetants or was it your choice?

either way u r a scratchy record.

cheers

brahms
Purveyor of Fine Finances
aka Mortgage Broker Brisbane

r u sure u didn’t learn SOMETHING melbdude26?

cheers

brahms
Purveyor of Fine Finances
aka Mortgage Broker Brisbane

put and call option translating to a vendor finance of 20%

wow. sounds like its an incredibly obtuse market.

cheers

brahms
Purveyor of Fine Finances
aka Mortgage Broker Brisbane

sorry to hear about the hockey final loss.

edit…bunnings??
cheers

brahms
Purveyor of Fine Finances
aka Mortgage Broker Brisbane

Originally posted by Jenny1:
Hi all

I went to an all girls School and was friends with a Randy Smiley [biggrin]

Later on I lived in Batlow (NSW) where a guy there was called Anthony Nuss married Anne and had a son called Paul they always used their full names never gave initials [blush2] – Don’t know why do you???

Cheers

PS Bet I win so…[Read more]

Originally posted by natwayne28707:

Also is there a better way to structure my vehicle payment so it is part of home loan at 6.76% and still be able to claim my interest payments for tax purposes

You have already stated that the car finance is a business expense, so… if you reduce the cost of the finance (read interest rate) then you…[Read more]

dazzling, it’s a cyclical thing, commercial space today is at a premium – from my 8 yrs in commercial/industrial leasing and sales – i’d have to say i’ve seen more busted a#$e owners then tenants…keep an eye out for the next 150 hectares of soon to be released industrial land coming your way – you may just have to learn what ‘incentives’…[Read more]

you may need to commission a new dep sched as of the date it became an IP – no deductions apply to the period it was owner occupied, they are simply forfeited.

cheers

brahms
Purveyor of Fine Finances
aka Mortgage Broker Brisbane

that is superb….i just wish i could zoom back and sit in on a few old boardrooms of the past…

cheers

brahms
Purveyor of Fine Finances
aka Mortgage Broker Brisbane

The car…

Honda Euro – leather, 6 stacker in dash cd, split climate control, electric everything including heated seats (a must in Brissy??) and surprisingly cheap.

Traded the ’95 Honda Accord – happy to be a one car operation (mrs brahms and 2 young brahms) – live nice and close to work and the city with great public transport, and at the…[Read more]

what threats or attacks on assets are common?

is it really worth it?

cheers

brahms
Purveyor of Fine Finances
aka Mortgage Broker Brisbane

nope – banks lend against security not personal debt – the query is a pretty common one, but unless you have a huge deposit then there simply isn’t any equity available to ‘consolidate’ the personal debt.

realistically, if there was a huge deposit available you wouldn’t have personal debt… sort of one of those blinding flashes of the obvious…[Read more]

‘live off what they made in the boom’

he he, u just don’t know r/e agents do u? its all spent.

bmw’s,renting, and attitude are costly u know.

cheers

brahms
Purveyor of Fine Finances
aka Mortgage Broker Brisbane

j & k – this looks really unlikely – your borrowings are already 80% (400/500=80%) – even refinancing to 95% only gives u $75k – which is zip if u want to borrow 1.5m – very unlikely to get a bank ‘big kev’d’ (I’m Excited) about this.

cheers

brahms
Purveyor of Fine Finances
aka Mortgage Broker Brisbane