Total Members: 159,210

brahms

  • brahms replied to the topic Driving in Brisbane in the forum Forum Frolic 20 years ago

  • brahms replied to the topic First timer in the forum Finance 20 years ago

    it’ll either be the best or the worst decision you’ll ever make.

    good luck. whats wrong with saving and coming back when your 21?

    cheers

    brahms
    Mortgage Broker
    brendan@homeloanconnexion.com.au

  • brahms replied to the topic Frequent Flyer Mortgages in the forum Finance 20 years ago

    yack, so what do those points actually get you? i have to admit total ignorance to this sort of stuff.

    does it break even?

    cheers

    brahms
    Mortgage Broker
    brendan@homeloanconnexion.com.au

  • brahms replied to the topic Wrapper defaulting in the forum No Subject 20 years ago

    skippygirl

    that may appear to be logical, seriously doubt the bank would see it like that.

    however..

    wes, do you have that agreement with your bank in writing?

    cheers

    brahms
    Mortgage Broker
    brendan@homeloanconnexion.com.au

  • brahms replied to the topic Broker Software in the forum Finance 20 years ago

    Hi Celco

    often your aggregators software incorporates your loan tracking and commission payment – so you generally will have this onboard either laptop or desktop.

    personally i find the fin calculator and the servicing calculators from the lenders the most useful.

    the longer you do this the less crap you end up taking with you – it all sort of…[Read more]

  • brahms replied to the topic Mortgage Broker In Brisbane? in the forum Finance 20 years ago

    hi – have emailed you direct.

    cheers

    brahms
    Mortgage Broker
    brendan@homeloanconnexion.com.au

  • brahms replied to the topic How to find a mentor in the forum Help Needed! 20 years ago

    k and r

    your first move is a good one, make certain your comfortable with your broker as this should be considered a long term relationship.

    otherwise with out any real specifics all i can offer is –
    budget – know where your money is going
    discipline – make your money go where you want it
    network – build a team of supportive effective people
    gh…[Read more]

  • brahms replied to the topic We need a loan for Rural under 70%LVR? in the forum Finance 20 years ago

    Originally posted by Qlds007:
    Guys

    I am suprised the Mortgage Brokers on the site here haven’t listed a range of lenders who can accomadate your request.

    In the meantime i would throw in Morgan Brooks who offer a 80% LVR product upto 100 acres.

    Greg, sorry to disappoint Suncorp and St George have no alliance.

    Cheers Richard
    richard at…[Read more]

  • brahms replied to the topic SUNSET CLAUSES in the forum Value Adding 20 years ago

    NAH, i have clients who have signed contracts and despite huge pressure from developers have capitalised significantly on vacant land – it aint been easy – the time line is >12 months – good legal team from day one i say.

    cheers
    brahms
    brendan@homeloanconnexion.com.au

  • brahms replied to the topic Confession time in the forum Creative Investing 20 years ago

    Well done tungasauros, a nice watch IS noticed.
    Its that sort of understated ‘i’m doing quite well’ but not showing it with a 325 that people are comfortable with.

    cheers

    brahms

  • brahms replied to the topic How to find a mentor in the forum No Subject 20 years ago

    hey k and r
    had a quick look at your profile…
    hate guitar, scuba = shark bait, poetry..mmmm

    finance and property? i can help you!

    brahms
    mortgage broker
    brendan@homeloanconnexion.com.au

  • brahms replied to the topic Melb CBD Appartments in the forum Help Needed! 20 years ago

    ditto aussierogue

    brahms
    mortgage broker
    brendan@homeloanconnexion.com.au

  • brahms replied to the topic Serviceability will limit finance? in the forum Finance 20 years ago

    i think you have won the most vaguest post of the year – and i’m not even a moderator!!!!

    mate … if you want a better answer, ask a better question.

    brahms
    mortgage broker
    brendan@homeloanconnexion.com.au

    cheers

    Brendan Heagney
    Mortgage Broker
    07 3240 4815

  • brahms replied to the topic LMI troubles in the forum Help Needed! 20 years ago

    hi, finance is basically math ok?

    how much is it worth?
    how much do you owe?
    how much do you want to borrow?
    who are you with now?
    what do you earn?
    how long have you owned it?

    brahms
    broker
    brendan@homeloanconnexion.com.au

  • brahms replied to the topic How do you? in the forum Help Needed! 20 years, 1 month ago

    if your selling you use 52 weeks

    when buying or being realistic use 48

  • brahms replied to the topic What to do with $100,000 in the forum Help Needed! 20 years, 1 month ago

    hi Jenny

    1 & 3 are the same
    2 is your choice

    Dereks comments make sense – i’d add one thought to this –
    sit tight and make your cash advantage work best for you

  • brahms replied to the topic financial calculator please? in the forum Help Needed! 20 years, 1 month ago

    Sharp EL-735 – Business/Financial Calculator – found in all good (and bad) business stationary and electronic stores

  • brahms replied to the topic Interest Only Loans in the forum Help Needed! 20 years, 1 month ago

    interest only loans will allow you to pay absolute minimun ie. interest, alternatively a variable rate i/o will generally allow lump sum repayments at any time.

    giving you more flexibility than many p&i loans.

    cheers

    Brendan Heagney
    Mortgage Broker
    07 3240 4815

  • brahms replied to the topic Bank Forclosures in the forum Help Needed! 20 years, 1 month ago

    it really is an american thing – doesn’t happen here. MIP sales are put to agents and sold with absolute transparency.

    cheers

    Brendan Heagney
    Mortgage Broker
    07 3240 4815

  • brahms replied to the topic This is my situation….. in the forum Finance 20 years, 1 month ago

    Hi blondie bec

    sounds great, keep us posted.

    cheers

    Brendan Heagney
    Mortgage Broker
    07 3240 4815

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