Originally posted by DaveW:
Are there such loans as 95/5 Non Genuine Savings or are they all 90/10?

Either way, how many of these loans are around?

5% non genuine is available – Widebay Australia (formerly known as Widebay Capricorn) have been doing them for years.

cheers

brahms
CALL NOW…adults only (boys and girls ask mummy or daddy first)…[Read more]

Hugo – Minature Schnauzer, and two black cats, Morton and Bill.

cheers

brahms
CALL NOW…adults only (boys and girls ask mummy or daddy first) ~~ 1900 HOT BROKER ~~

low doc / no doc / schmo doc etc etc etc, it doesn’t really matter – the underlying question is ‘can you afford it’ whilst being unemployed ?

cheers

brahms
CALL NOW…adults only (boys and girls ask mummy or daddy first) ~~ 1900 HOT BROKER ~~

FireCaesar – most lending is undertaken on the basis you can pay it back – so if assessed rental isn’t sufficient to cover repayments then in everyday terms, you have a problem if you don’t have a job.

Some low docs are more aptly described as asset lends, not sure if you have them in NZ and are not (to my knowledge) available for…[Read more]

Be there on time to open it up – valuers usually have to inspect 8-10 properties a day, so it really ‘p’s them off when people are late or not at home (oh, but its ok for them to be late)

A copy of the plans showing dimensions would be nice and useful – and you’ll save yourself and the valuer 15 minutes of measuring up.

cheers

brahms
CALL…[Read more]

concur with Jason, particularly after re-reading earlier post with “lifestyle” subheading.

cheers

brahms
CALL NOW…adults only (boys and girls ask mummy or daddy first) ~~ 1900 HOT BROKER ~~

its still single figures…just.

its the mortgage insurance you have to brace yourself for!!!

cheers

brahms
CALL NOW…adults only (boys and girls ask mummy or daddy first) ~~ 1900 HOT BROKER ~~

Nah, never heard of ’em. be careful cause there are a lot of cowboys out in them thar hills..and they promise the earth and the only thing they deliver is a pretty tatty and dog eared 1989 refidex!!!!

have fun…

cheers

brahms
CALL NOW…adults only (boys and girls ask mummy or daddy first) ~~ 1900 HOT BROKER ~~

Jason, i just ran the math thu a financial calculator…on the figures given it doesn’t come close. Maybe my EL-375 is wrong…

cheers

brahms
CALL NOW…adults only (boys and girls ask mummy or daddy first) ~~ 1900 HOT BROKER ~~

quick answer is yes. oh, thats the long answer too.

cheers

brahms
CALL NOW…adults only (boys and girls ask mummy or daddy first) ~~ 1900 HOT BROKER ~~

i wish i could get a 25yr mortgage of $150k for $250 per fortnight – must be less than 2% interest!!!!

on this basis i’d be sticking with it and telling ‘my friend’ to tell no one.

cheers

brahms
CALL NOW…adults only (boys and girls ask mummy or daddy first) ~~ 1900 HOT BROKER ~~

Liz, i’ll give you the short cut – go to Short Form Credit Policy, scroll to page 4, second box up from bottom, ING introducer website.

cheers

brahms
CALL NOW…adults only (boys and girls ask mummy or daddy first) ~~ 1900 HOT BROKER ~~

ING as a matter of policy, plus others on case by case basis.

cheers

brahms
CALL NOW…adults only (boys and girls ask mummy or daddy first) ~~ 1900 HOT BROKER ~~

hi brizza

the conduct on your card is important – the lower the limit the better as Woodsman said, servicing will be calculated at the credit limit not the outstanding balance or average monthly useage.

the good news is that a number of lenders will ignore the credit limit if you provide 3 or more months of statements demonstrating the card is…[Read more]

ITS AIR CONDITIONED – thats good!!!

cheers

brahms
CALL NOW…adults only (boys and girls ask mummy or daddy first) ~~ 1900 HOT BROKER ~~ (oh, did I mention the above phone number is a total fabrication of my fertile mind – oh come on, sometimes you just have to take SOMEONE else seriously!!!!

dazzling “go hard or go home”

uh, confusing post – the jerk hasn’t paid rent…

cheers

brahms
CALL NOW…adults only (boys and girls ask mummy or daddy first) ~~ 1900 HOT BROKER ~~

Johnny1, it is me who should be saying thank you. Thank You. Really, thank YOU.

cheers

brahms
CALL NOW…adults only (boys and girls ask mummy or daddy first) ~~ 1900 HOT BROKER ~~

duh ‘D’

cheers

brahms
CALL NOW…adults only (boys and girls ask mummy or daddy first) ~~ 1900 HOT BROKER ~~

on the basis of the above info you are entitled to a discount. signed sincerely

cheers

brahms
CALL NOW…adults only (boys and girls ask mummy or daddy first) ~~ 1900 HOT BROKER ~~

ahhh, the rapier sharp wit of monoples, you have my respect and continuing obedience…he he..nice to see some Uhumrr (thats a bit of k and k humour)

cheers

brahms
CALL NOW…adults only (boys and girls ask mummy or daddy first) ~~ 1900 HOT BROKER ~~