Hey, thanks for the tips from your experience Scamp.

I am in awe.

Thank Linar.  I can see past the carpets, paint, kitchens etc but my partner has trouble visualising the 'after'  change. However, some owners are totally oblivious to how their home actually presents but like you say, buyers have reason to celebrate that fact.  We are currently looking at a solid older home in need of a repaint, new kitchen, bat…[Read more]

I think your idea sounds good Linar.  Have been looking at a lot of homes lately and am astounded at how few people bother to present their homes well or to their best when putting them up for sale.  I have been looking in the first home buyers market and I also wonder if some people are colour blind – like "What the HELL were you thinking when y…[Read more]

Yeah…. I am learning a lot about the risk profile of both myself and my partner  .   Interesting learning curve…. 

All great ideas.  I was assuming that there were no other loans to pay off – just a straight $150K to play with.  Besides the usual straight forward options, I was wondering if anyone could figure out how to make it work really really well because due to my lack of experience I can only think of the fairly run of the mill options.

To all the Results program graduates thank you for your generous input.  You have all taken the leap of faith and had the courage to follow your dreams and the courage to grow and stretch yourself.Thanks for the compliment Clare2008!  Though I can't take the credit for it – it was someone elses! .

Reeco – get over it man.  Pay the $$$ or stop whining.

There are a couple of options but the bottom line is that until your mum sells and releases the equity as can give you a gift of $60K cash, you will be, in effect, repaying a loan of about $196K (Stamp duty, conveyancing added less $14K first home loan grant).  Repayments on a $210K loan are around $322 per week plus rates of about $28 pw and…[Read more]

Think seriously about what your strategy would be if you are unemployed.

So how is everyone enjoying the roller coaster ride???

If it was me, I'd be factoring in the worse case scenario.  I've already been in the OMG I am the only wage earner in this marriage (so also went and got a 2nd job) and then I was having to consider what if neither of us were wage earners if the economy ended up going belly up.  It wasn't pretty but at least I found a solution to enable us to g…[Read more]

How do these sales work exactly?  Anyone?

The mind boggles.  I didn't think $100 would even pay for the legal fees on the purchase of a patch of dirt anywere in the world. ???

If it is possible, I would consider getting rid of the entrance on the left if that is the pokey one you mentioned. Either close it in or put a long window in there for extra light.  Then remove the steps and those other bricks. I agree with Finni about opening up the verandah, and then paint the whole lot to make it look more 'together' and…[Read more]

I ended up asking the R.E. to come around and had the agreement amended and initialed.  Still don't know if this was definitely required or not though.

Thanks for your comments everyone. 

I am guessing that is a resounding no?

Thanks for the feedback on your experience Mr FG.  It is nice to know you have always had fair dealings with them and how there is increased flexibility as you move up through the levels.  We opted for the $300 annual fee which gives a 0.15% discount on interest and no monthly fees which saves quite a bit over the course of a year.CheersBoshy888

Thanks for the feedback on your experience Mr FG.  It is nice to know you have always had fair dealings with them and how there is increased flexibility as you move up through the levels.  We opted for the $300 annual fee which gives a 0.15% discount on interest and no monthly fees which saves quite a bit over the course of a year.CheersBoshy888