Thats a good point.  Thanks mate. Will have a look for some good brokers to see if they can get me a good deal.

Righto, Cheers guys. Does Westpac offer 100% loans? I see they have quite low interest rates fixed for 3 years?

Thanks Guys.Is there any chance in consolidating other debts with the Home Loan? Do any lenders allow this?If so, would this be a good move? Or is it best to wait it out for capital gains?

Child I meant to write. Sorry.Thanks for pointing that out.