Good luck with it mate… youre not the only one just remember that- its not easy but stick with it and keep coming back to the website to hear other peoples success stories to inspire you. Ive finally paid off all of my personal debt now (just recently too), but it is hard to see that light at the end of the tunnel sometimes. Stay positive!

Worse comes to worse, I can only refinance my existing property and I will still be able to settle on a nice 2×1 Apartment with parking, 4.5km from the city of Perth on the way to Scarborough Beach. That was 115k BARGAIN if you ask me. Also comes with free tenant!

First of all – GOOD ONYA S.I.S!

I have been in business for the past 4 years, and have recently started (4mths ago) a new job full time in Sydney. Its true that you can claim just about anything (with a good accountant). Sex toys and alcohol? hrmm never got told about that one! – I have a few receipts I should give to my accountant this year!…[Read more]

Go buy Steves book its a great read….! theres many others out there as well!

Luke [^]

what lenders are they?? I am in the same situation. Have been in my job 4 months now and get $1000 -$2000 a month commission I have been told 2 years also, I would love to know of a lender that takes this extra effort (and income) into consideration.

Also, I understand RAMS take into consideration a Car Allowance Income on top of salary is there…[Read more]

redwing: Balga by the sea? Yeah ive heard that too… but take a drive up there im sure you will be impressed. The area is new, clean and you can get a decent house (4×2) for 150 -180k. The “homeswest” tenants in the area may not be the best to have a s neighbours but wont be forever. Remember, you wont be living there… I ran my own Security…[Read more]

good on you that was a good time to buy… im sure you will make i tidy profit in the coming years

Having a good tenant in makes a huge difference in an area like Armadale. Eventually all of the state housing may go…

Look at a property in Sydney (say 3×1) which is the same distance as Armadale from Perth. You will pay around 600k for a house…[Read more]

hrmmm $50 a night hey? thats $18250 p/a if God decides to rent the full 12 months there…

Anybody know of any churches for sale ? [:p]

Not bad []

Speaking of Microsoft Money, I have it on my new PC and have just started entering all of my transactions since jan 1 2004.

Its a good program if you can “obtain” it somehow [:p]

[:o)]

Would be nice if you could! -Unfortunately you cant use the FHOG for investment purchases… I think you have to live in the proprty for at least the first 12 months (am I right?)

Get stuck into it mate, and good luck. I think property is great, theres so many ways to make a profit!

Luke [^]

also depends what type of house youre putting up! A 2 storey will be more expensive, and what construction the house will be (ie brick n tile or cardboard etc etc)

hehe

[8D]

thats so true redwing…

Brighton prices are crazy now and by the time you secure a block and put a decent house on it, you could have spent your money on a decent place in Quinns instead which is west of Marmion Avenue (which long term has always proved to be higher in value)

Brighton is nice tho, dont get me wrong [:p]

Ben if you dont want the hassle of coming back to OZ ill send u my bank details and ill go buy a place [] hehe

Time saving? Internet to look for the properties- should give you an idea of what youre after I spose

…but your PM should be able to get one of the agents in the company to do a valuation for you on your current property to give you…[Read more]

Oh and one more thing about Ocean Reef, one of my best mates bought his PPOR there in early 2002 for 240k (4×2) and is now valued over 400k!

Beach! Beach! Beach!

Bring it on [:p]

(ps after living in Sydeny for 3 months now I feel sorry for anyone trying to get into the property market for the first time over here. 500k properties advertised for…[Read more]

lol good stuff

Well, lets hope this area doesnt flood! Tho, the suburb im talking about (Quinns Rocks) is a great place to buy. The Mitchell Freeway will be going past there by 2006, the train line is being constructed now to go up there and yes Phil I have heard about the plans for the satellite city in Alkimos I think they were talking stage 1…[Read more]

yeah thanks guys… []

That is true, the beachfront land is rare in WA (we only have about 9000km of coastline) but you only have to look at the urban sprawl to see that the population is spreading north and south along the coast,not east.

As for riverfront, I agree but i think the figures long term will stack up better on the beach. There is a…[Read more]

How about just dont believe anything till you have the FACTS. hehe [:p]

hehe cool.

I was cleaning the lounge room with the music up and thought of something I read in Property Investor Magazine so I thought Id put up a post… [:p]

Thanks

Simon (MortgageFinder) has been given all of my details (figures etc) and beased on the info given he said that he could get a loan approved. So If I havent heard good news from my broker by the end of the week I will get onto Simon for assistance, thanks Simon.[^]

[]

You need a GOOD excuse. Saying things were tight financially is not such a good story and the lender may worry that you cannot handle what you have now.

Another veriosn of the story could be that you moved interstate and mail got mixed up etc.

Its not so much that I need an excuse, as I feel being honest with them and telling them that selling…[Read more]