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I joined one of Sample’s parralel operations 4 years ago. I was given 2 weeks of training in how to sell a World Home Loan. It didn’t take too long to realise it’s all smoke and mirrors. These days I run my own mortgage business and DO NOT SELL Line of Credit type products. I have seen to many people get into trouble with this facility as generally they are unable to discipline their spending especially on what is put forward as to what their spending level should be, approx’ ½ of their net income. Imagine someone on say $40k pa with 4 kids. It’s bull<edited>. I hope ASIC takes Samples and subsidiaries apart. The sooner a proper licencing system is in place, the better.
Bob McLay
Fair Deal Financial Solutions.
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