I've recently found myself in the same predicament. I own and live in a 4-bedroom house and have 3 unrelated persons living with me who pay me rent. Apparently, even if I moved out and rented out my room, I wouldn't be able to get landlord's insurance. Does anyone have any up-to-date info following the original post? Can anyone give me some names of insurance companies offering such insurance.

There are so many shared 4+ bedroom houses out there, how are they covered?