i do agree with you blogs on the last sentence, but geeze you don't have to generalise about peoples professions. Instead of commenting to him and putting him down, just ignore the post altogether, you aren't helping people feel at home when you put down their profession. Let people express themselves, it is here for all of us to join in don't you think? I'm a stay at home mother with a hard working husband, have you got a comment about my CHOSEN JOB???????? oh and i would love to know so i can tell my kids… what is the real world??
I understand where you are coming from but there is also al lot to be gained from good open discussion and expression of opinions-Im looking forward to Barneys reply, who knows he may help me to see the error of my ways though I doubt it. And whilst maybe I should have 'tried' to be more welcoming if someone is going to barrel on in with their first post saying how much of an expert he is and how dumb everyone else is of course Im going to let my thoughts be felt-no need for him to be offended, we are all big boys and girls. He expressed himself and I expressed myself…easy
As for your profession what can I say-I admire you and take my hat off to you and wish there were more people like yourself. Seems all to common people would rather ship their kids off to a child care facility so they can afford a new plasma rather than spend some time at home during what is probably the most important stage of a childs life…congratulations.
As for the real world..well put it this way, I find it rather amusing being taught a subject by people who havent experienced it in the real world, i.e been experienced to something other than a text book. Anyone can read a subject out verse for verse from a text book to a class of students but is that 'teaching'? Hell I can and do just as easly sit at home and read myself. I also have had enough of my questions relating to real world practices being brushed of by the tutor/teacher/lecturer as being outside the scope of the material being taught simply due to the fact they have no idea on the answer as it isnt from the pre prepard questions they have generated from the text book….schools and unis these days are a disgrace, whereas in days gone past many teachers may have been people who had a genuine interest in the subject and therefore a thirst for knowledge and challenge of concepts which was then passsed onto students and discussed in depth. Now they seem tobe a group of people who know no more than what is required to be taught according to the sylabis…..
Blogs, i think you're being a bit hard on teachers. i know two teachers and believe me they mingle in private schools with professors and doctors. Who taught you how to add up the numbers in your investments, oooh a teacher i presume. Be constructive, we are all here to learn and share… not pick on newbies like we are AT school!
Ahhhh actually the majoirty off what I know I have taught myself through reading and experience as I have found the vast majority of teachers dont know what they are talking about and are teaching because they couldnt/cant cut it in the real world. I have also found the vast majority of teachers have a know it all attitude when they really know nothing more than the 16 year old kids they are teaching in high school, and as for uni tutes/leacturers…please dont get me started on the clowns…..but that is another topic for another day and I will try to remain contsructive, and in my view someone telling us all how to do something and stating those who dont do as he says have no brains is hardley constructive when they have no experience is it…..
Ask that question to yourself everyday, for 10 years, and you will be following the buy never idea. You need to be in it, get in as quick as you can, before you turn into one of those old people full of regrets(like oh "IF" I only bought an IP back then I would be…)
For me I can't wait to get in, i'm so excited.
Your attitude concerns me-you do realise there is aways a downturn-nothing just keeps going up and up and up?
Wow so much attitude and 'advice' from someone who admittedly has zero experience lol You call yourself a developer…..so what have you developed? Thats o.k Im the C.E.O of my own company that I just registered online lol. Hows that saying go…those who can do…thats that cant……..teach?
Thanks for the replies thus far. The latest developments are this-the girl friend that has been living there rent free all this time finds offense at having to contribute to something that isnt going to directly benifit her so they are left with three options-either sell it and split the proceeds, or buy each other out. Does anyone know the implications of them buying each other out i.e will they have topay fullstamp duty etc and if so are there ways around this? Thanks
Hey mate sorry if I have come across a bit strong-been a long day!!! Congratulations on being so eager and having the sense and maturity to want to take this on at such a young age. You just need to take a deep breath and do lots of research and try not to bite of more than you can chew Sooo keep the questions coming!! On $400-$500 a week you should be able to service a $300k loan (it will be tight though)
Uh now we are getting somewhere-now for the next problem-the banks arnt guna give you shite with no history of savings-so did you save up the $18k for you car or did your parents buy that for you? Basically it would seem (at this point) that you probably need to consider going into a partnership with your folks on a property-you just arnt going to be able to do it on your own.
In response to blogs money follows management…. after i find the property my parents will lend the money to me so the amount borrowed is not an issue just the repayments
Thats a pretty niave and backward way to go about things!!! Im guessing your parents must be quite wealthy because you dont seem to have any consideration as to how much they are justgoing to 'give' you? So o.k lets go along with your plan-we find you a nice $1million dollar property (remember amount borrowed is not an issue) who is going to meet the repayments? You parents I suppose?
What you NEED to do is work out what you can repay-from there you can then work out how much you can borrow, and hell if your parent are throwing around money borrow as much as you can from them-why give the banks anymore than you have to? Quite simple really….soooooo how much can you afford to repay each week?
[ Hey guys, im in a similiar position. (as close to you as psosible, except im in melb)
1) invest so i can be financially free before i am 30 years old. fiancially free means making roughly $1500 a month.
2) Any sort of NET cash flow positive earnings from my investment properties. capital growth will be nice oto.
3) i dont understand your question to this tanya. Allocating money to a self managed super fund isnt going to be possible for me since my employer only allows a select few, but other than that, i dont *need* the cash, except to invest.
4) I would like minimum maintenance with portfolio. I mean, i dont want a job in property management, i want it as an investment. I wouldn't mind spending a lot of extra time (20+ hours) creating this portfolio.
5) Yes, heaps of time for learning.
lol why dont you ask for a magic goose that lays golden eggs while your are at it lol Yeah we all want exactly what you are asking for-you think there is a simple strategie that will magically give it all to you in a simple reply from a on line forum? Maybe Im sounding a little harsh but geez what kind of an answeer do you expect? Try the search function as this kind of stuff has been covered ad nauseum. Again a better question other than how do I become rich in ten years is to ask "o.k I have x amount of disposable income per week-what would be the most effect strategy for investing this money, I am considering a appartment/unit/house etc, what thing did you people look for when purchasing your first investment property, what traps have you fallen into, how have you planned your movements forwards over the nexxt 5 years" etc
r_windows geezus do you want us to tell you how to wipe your bottom as well? You are asking what price range and how much you should borrow? lol ahhh well first of all YOU might need to think about
a) how much you can afford to repay-I assume you work? What is your weekly net pay? b) how much money your parent WILL give you (Im assuming for a deposit?) gee we cant ask them for you c) once you have calculated a+b you will be able to work on c by then exploring how much the banks will give you. Its not a matter of us saying "well buddy you should ask your parents for a $50k deposit and then go spend $500k on a nice period style terrace house in Sth Melbourne" lol
Cheers Marc, I agree. In life I'm actually a very upbeat person who looks forward to embracing the future with all its challenges. I also suspect that natural and economic forces (energy/resource scarcity and the consequences of overindebtedness among others) might in the future actually bring societal trends and focus back to things that are really important; family and personal wellbeing for example, rather than more, bigger, mine, faster, shinier, gimme, outofmyway, lookatmelookatmelookatMEEEEEE!
People, not stuff. Us, not me versus them. Our lives, not my life. Living life, not simply consuming it.
Perhaps I’m just overly-optimistic!
Always enjoy your posts foundation and for most parts have always agreed, however Im starting to swing the other way. I think the biggest factor to take into account is peoples attititude to debt is totally changing. No longer are they looking at home loans with a view to pay it off, they are looking at the level of debt they can service with a view to sell in the future. As long as people can manage to service the debt I can see levels will keep increasing.
The economy is very strong with no signs of slowing, and people have soooo much more disposable income these days and could easily divert some of this towards even more mortgage repayments. Also another factor to consider is Australia has always followed Americas lead by about 10 -20 years and in the States their attitude to debt is even different again-they LOVE IT, they put EVERYTHING on credit and all have to have the biggest, best and newest things and there are many many place where the majority just will never be able to afford to buy and will have to rent-the majority of housing in the capital cities is just un achievable to buy for the average person, however in Australia it is still very much achievable to even buy a nice period style home in the middle of a CBD, so IMHO I think we still have a way to go.
The other biggest problem is what people should do and what they do do are often two COMPLETELY diofferent things, so trying to argue points of view based on 'rational thinking' sometimes just doesnt apply unfortunately
Seems cheap to me. I was recently quoted $40/sqm to repolish floors or $120/sqm if it's a concrete slab and needs a floating floor. The quote was in Melbourne.
Hope this helps Elka
You can get floor boards supplied and installed from Harvey Normans for around $89 a square meter-plus you get 3 years interest free-was by far the cheapest I could find of all the flooring companies I went to
these are the facts of the case and they are undisputed:
1. there is a shortage of tradesmen
Agree
crashy wrote:
2. the customer is in control of who they hire and its their responsibility to accept the rates before work starts
Agree, so what should you do when a guy like what happened to me half way through the job tries to sting you another $300 and threatens to walk off the job knowing you will have buckleys of getting a replacement and also knowing because its your shower you need it done and cant wait another week for completion??That is my friend extortion!!!
crashy wrote:
3. a happy worker is a more productive and reliable worker
Agree
crashy wrote:
4. pay peanuts, get monkeys
Agree
crashy wrote:
5. a little courtesy goes a long way
Agree-but this goes both-ways, would you say turning up 2 hours late to a job, leaving a mess everywhere, not taking boots of when walking inside etc 'courtesy'?
crashy wrote:
6. treating people like crap wont earn their respect
Agree-but Im not paying you to earn your respect, Im paying you to do a job
crashy wrote:
7. having money does not earn you respect
Agree
crashy wrote:
8. who wants to deal with pricks on a regular basis? if a checkout chick was rude would you avoid her next time?
Agree, but unlike tradies, every single other job has to deal with the exact same pricks but they have to do so with a smile, you think you are the only poor little darlings who have to deal with problem, irate and rude customers? lol why do you all feel so badly done by?
crashy wrote:
9. nobody said they would do a bad job if the customer was a prick or didnt get us a drink. we just said we wouldnt go back next time.
10. some in this thread tried to help and have copped nothing but abuse for doing so. thats gratitude…….. [/quote] Who has copped abuse? No one has attacked you or anyone else, all Ive talked about are tradies at large and my opinion based on personal experience. Wriggles seems to be the type of tradie I would want and expect when Im forking out top dollar-he seems to take pride in his work and wants to perform to a high standard, and thats all people want when forking out top dollar.
Just because we dont do a dergree, does that mean we have to earn less than say, accountants, etc?
To me some people cant fathom that a 'dirty old tradie' can be on a high income, maybe even higher than theirs?
Sounds to me blogs that you might have to shop around next time before you hire a tradie. Seems that every tradie you have hired is a worthless scumbag. Surely after all your dealings with these horrible people that you might have found atleast 1 decent guy?
Your either one unlucky guy or a shit judge of character. '
Re read my posts Wriggles-Ive never said tradies should earn less than someone with a degree-for what its worth I personally think most degrees arnt worth the paper they are written on. I also appreciate what a tough and back breaking job being a tradie can be. What I do take exception to though is if I am going to be paying 'professional' rates (and in my opinion anything over $40 an hour labour is definately professional rates) then I dam well expect to recieve professional service!!! And this is something even al the tradies on here have admitted is dependent on how the tradie feels. Well I'll let you in on a secret-being a 'professional' is delivering the same level of expert service regardless of the situation, I shouldnt have to feel like I have to be 'nice' (which I am anyway..) or worry about serving drinks just in order to recieve the level of service that I am PAYING FOR in the first place.
I suppose my biggets gripe is being taken advantage of and held ransome -but like I have also said I have fixed that problem now by only paying upon completion of a satisfactory job-Im happy and they are happy. And just FYI I just finished getting a property painted-the guy did a great job and as a result as well as paying him in cash I gave him a slab of crownies. But isnt it funny how we have been brainwashed into thinking we should be excited when we get a job done without incident and feel the need to reward them with 'gifts' when a job being performed without incident and to a high standard should be the norm-it is what we are paying for, not something you are sooo excited about when it finally does happen?
I hate to say it but i'm still with ya crashy and your views.
Every business is out to charge maxmum dollars and as much as they can… not just tradies.
No doubt, but it is mainly tradies who try to hold you to ransom, or do a sh!thouse job if they dont like you. Im an accountant-do you think I could possibly get away with charging a client more becasue they were rude or arrogant? God I get them every single day-I just smile and get on with the job becasue thats what you do, they are THE CUSTOMER, plus do you think you would be happy if I charged you more because during our consultation (that Im charging you $60 an hour for) you dont offer me a drink?? What a joke-how is it/should it be any different for a tradie?
r1trackday wrote:
Maybe, it cpould be because there are bigger dollars in a deal and it's more emotional being your house, that it hits home emotionally and becomes an issue?
No I dont think so, its just that people dont like feeling like they are being ripped off no matter what its for. When you are paying someone $50-$75 an hour for something you expect it to run smoothly and to a high standard, something which is very often not the case…
r1trackday wrote:
There are good and bad people in every business being it, sales, construction, advice e.t.c (i think phone companys are cu%ts)! sorry…….
Anyway, to finish off, Maybe it's just the tradies that can "MEASURE UP" the money making deals better than others! excuse the pun!
And i agree there are good and bad people in everybusiness, the difference tradies are charging sooooo much these days that its out of kilter. BTW what year is your bike? I had an 02 but she has gone to a better place, to many loons on the road so now I stick to the dirt
lol its like the blind leading the blank round here as I said, I am no longer a tradesmen. So its quite funny that some of you responded with that pent up hatred of tradies youve been bottling for years but never had the guts to say, except from behind the safety of your anonymous keyboard.
Whos hiding behind the P.C? I would gladly say what I say on the net to someones face, and have openly told tradies exactly what I think of them.
crashy wrote:
It also amuses me that you think tradies are the ONLY business morally obliged to charge a rate below what the market will bear. Every other business on earth charges as much as they can, yet tradies are "ripoff merchants". Furthermore, when you EMPLOY a tradie, he should be treated as well as any other employee.
No thats not the problem at all-I like most people would glady pay PROFESSIONAL RATES for PROFESSIONAL SERVICE. Its when we are held over a barrel and recieve sub standard work because you had your knickers in a not that its a problem. It is a 'rip off' because we are paying professional rates to start with, we then apparently have to bow to your every whim just to get you to do the job we are paying you to do??
crashy wrote:
Some of you sound like you run sweat shops. T
Love to see a sweat shop that pays its employees upwards of $75 an hour buddy!!! You really think when Im already paying you $400 a day that I should get you a drink and make you lunch as well??? Get back to reality princess……would you like your sandwhiches cut into triangles???
crashy wrote:
he most successful businesses on earth treat their employees like the asset they are. They get the best of everything….. Its the middle of summer and Im crawling around in your ceiling sweating my rings off, if you have a cold drink in your hand and dont think to offer me one………? then again, we are on a website full of money obcessed pricks who dont give 2 poops about anything except how much happiness they think they can buy with their next $$ bite me
You like most tradies are so far removed from reality its not funny. Let me enlighten you-the majority of people work for a lot less an hour than the average tradie and guess what…NO they dont get showered with the 'best of everything' like you think in your jealouse dream land, hell most people are lucky to get a 'free' catered christmas party at the end of the year.
If its the middle of the summer and you are crawling around in my ceiling why dont you use $2 of that $500 I paid you for yesterdays labour and go buy yourself a water bottle? Hell I'd like to hear from ANYONE who works white collar who has EVER had their boss offer them a drink on a warm day lol, what a joke!!! I could just imagine the response from the boss who is paying his employee $20 an hour when the employee does a substandard job… Boss: "Jeff you did a terrible job on that report, whats the go??" Jeff: " Well it was a hot day and I saw you with a can of coke and you didnt offer me one so I thought screw you and did a lousy job o.k, oh and bythe way because you were rude to me yesterday when I turned up late for work Im going to demand you pay me an extra $200" bwhahahhahahahahah
Good one Blogs! I thought I was the only bitter and twisted one in here. Just out of interest' what did you become?
Well for a number of years I was a impoter/exporter of large metal tubing (a pilot) and then became bored, frustrated and disillusioned with the industry and became an accountant which I am currently finishing off my studies for now… Seems like all Ive done is studied and worked my arse off ever since I left high school-if I had just become a tradie it would have been 3 years of PAID 'study' and then onwards and upwards form there, so no I dont look down my nose at tradies and recomend to anyone who listens that they would be great careers, it just their attitude that sh!ts me
The reason why there is no apprentices is because the dumb arse government put such an emphasis on going to uni a few years ago (about 12 yearss) that there became a stigma attached to apprenticeships, and if you wernt at uni it was becasue you were a 'looser'-it was funny, parents didnt seem to care what useless half arsed good for nothing 'degree' little Jonnie or Sally were studying, as long as they could brag to their friends their kids were at uni. The kids were also happy becuase it meant another 3-6 years extra that they wouldnt have to work and could sit around all day doing sweet FA, bludging, drinking smoking drugs and remaining 'kids' rater than actually have to roll up their sleeves and get to work-which is what getting a apprenticeship would have entailed. So is it any wonder there is a lack of supply?? sheeesh people its not rocket science!!!!!!!
My Dad at the time could see what was happening a mile off and tried to get me to do a trade-I was very tempted but had already set my sights on a different path, kinda wish I had become a sparky or plumber now Would be nice to only work five days a week, get RDO's, claim $$$$$ tax and earn over $100k a year……and be allowed to crack the shits when Im not brought a drink or spokent o nicely and justify a sub standard job due to the person who was paying my wage lol