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  • Profile photo of blks2kblks2k
    Participant
    @blks2k
    Join Date: 2008
    Post Count: 3
    February 15, 2008 - 9:28 pm

    Richard,

    Thanks for your reply. Are you able to suggest any lenders that may do this? i've tried shopping around ie: brokers. But havent come up with any solutions.

    Any help would be greatly appreciated.

    Thanks mate.

    Rob.

    Profile photo of blks2kblks2k
    Participant
    @blks2k
    Join Date: 2008
    Post Count: 3
    February 15, 2008 - 8:43 pm

    Sorry for the late reply.

    My situation is – currently have 3 titles with ANZ, when the properties were valued they lent me 80%. Also have 2titles with Westpac, when valued they lent app. 68%. All loans are investment loans (tax effective). My issue basically is that Westpac wont loan me anymore, and if 3 titles with ANZ were to be revalued they wouldnt lend me anymore. All the properties are in good inner city locations. The problem is serviceability.

    I've looked into the nodoc/lodoc loans and am not too keen. I have a salary income, also have an ABN but no income going through it. I dont want to tell the bank that i have money going through my ABN when it isnt.

    Any suggestions?

    Thanks

    Rob.

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