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You can organise finance with someone else in a matter of days, you only need an approval subject to valuation to get a deposit bond.
regards
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HQ Homeloans
Mob: 0402 BROKERDo you have any other properties or assets that could be used as security??
[email protected]
HQ Homeloans
Mob: 0402 BROKERHey mate,
What a wonderful situation you are in. My advice to you would be to live in the place for 6 months beginning within the first 12.This way you save on stamp duty and also get the FHOG.
If you could live with your parents for a while longer, the rent would help with the mortgage and free up some money for things like renovations furniture etc.
Just remember to avoid stamp duty and recieve the first home owners,. You have to live there for 6 months within the 12, this means that you could move in on the 364th day after settlement and still obtain FHOG and no stamp duty.
Choose wisely and make sure you use a broker for finance, there are some great deals available at the moment that a lot of people are unaware of.
5.99% reverting to 6.62% for e.g.
[email protected]
HQ Homeloans
Mob: 0402 BROKER