G’day Steve…

Just to add to what Del has said… there is no such thing as an expert. Just an educated guess and like Del, feel this R/E Mkt has had it’s day for a year or two.

Please call back in 2005 for re-assessment !

Cheers

Bill… an educated guesser

Bill O’Mara
Real Estate,Mortgages,Share Market Strategies.
billomara@iprimus.com.au

G’day…

If you did get a loan against your biz the rates would be a killer.

Why not try and Refinance your Real Estate and just have a higher First Mortgage? This will be your cheapest option by far.

Cheers and hope you have another $85k in equity.

Bill

Bill O’Mara
Real Estate,Mortgages,Share Market Strategies.
billomara@iprimus.com.au

G’day Jmskim

Congratulations…

As of Friday the 7th Nov. it is now legal to capitalise the interest on Investment Property.

If you have a Mortgage on your Private Residence you can direct all payments to your Personal mortgage. This does two things.. it rapidly reduces the term of your personal home mortgage and capitalises the interest and…[Read more]

G’day Terry…

I only remembered this morning, that the descision was not yesterday but Frday last week. I was going to give you the weekend off and contact you Monday… Thanks for keeping us up to date… good news.

Thanks mate

Bill

Bill O’Mara
Real Estate,Mortgages,Share Market Strategies.
billomara@iprimus.com.au

G’day Kay…

I’m sure you’re right.Over the years I have not come across too many people that were pleased they fixed their loans. Huge break costs as rates fall, inability to make extra payments.

In fixing rates you are asking the Bank to take the risk..and they don’t do anything for nothing.

Cheers

Bill

Bill O’Mara
Real…[Read more]

Hey Muppet…

You didn’t tell em I’ve got the NZ BSS’s marketing rights I hope… I was going to hit them with it next week as a surprise.. same extended settlement date… perhaps you could introduce me and give the BSS’s your blessing.

Then I’ll find a US and Pommy site.

Cheers

Bill.

Whats Aus$ 12,500 in Kiwi $ please ?

Bill O’Mara
Real…[Read more]

G’day Benny…(Westan too)

Did you really have to ask Westan that? you’ll get a correct answer… he’s pretty cluey… But it’ll take about 12 inches of space to tell you… G’night Benny.. G’night Westan and I apologise mate I thought you Wrapped… pleased you don’t like it either… my mistake Westan.

Bill

Bill O’Mara
Real…[Read more]

G’day Prop 16….

How are you mate?

Low Doc/Light doc loan application is for those that can’t substantiate all income etc… so it gives the Borrower and Lender the opportunity to do business they normally couldn’t do.Let’s just say the rules atre relaxed a little

A No Document loan means just that… ideal for seasonal workers and the self…[Read more]

G’day Phil…

The reason you can’t get Shaun is that after his disciplined military experienced, he’s joined the Public Sevice ATO in Canberra.

He told me the other day that he can’t get used to the free time and is getting sick of computer games.

He said that the other day nobody woke him at knock off time and as a result got locked in for the…[Read more]

G’day Mishjastol…

Over a 30 year period I have never fixed rates and never will. It can prove to be very misguide and an expensive form of insurane.

Go with the flow and stay Variable.

Cheers Bill

Bill O’Mara
Real Estate,Mortgages,Share Market Strategies.
billomara@iprimus.com.au

G’day ….

The Canberra Times of Saturday is 8 columns wide.

As long as itis done consistwntly it doesn’t matter how you do it…

For simplicity… if an Agent users a double or single column… count the singles as 1 and the doubles as 2.

Last Saturdays edition had 48 columns and that’s the largest in nearly 6 months. The past 3 Saturdays…[Read more]

G’day Westan…

Wit or sarcasm Wes?… I’ll let the Forum decide.

One thing we do agree on… a.5% increase is not necessary as the market is jittery enough… but imagine what’s going to happen when they do increase rates by another .5% next month….
you won’t be wrapping anylonger Wes… then again you might.

Bill

Bill O’Mara
Real…[Read more]

G’day Duckdavis…

You will find plenty of appropriate Properties in about 12-18 months time,,

Bill

Bill O’Mara
Real Estate,Mortgages,Share Market Strategies.
billomara@iprimus.com.au

G’day + Gearers….

Just thought you might like to know that..

Raine & Horne Cowra have closed their doors.

I won’t say cheers

Bill

Bill O’Mara
Real Estate,Mortgages,Share Market Strategies.
billomara@iprimus.com.au

G’day Richard…

You’re going to let me bet at “any odds” ?

I won’t take advantage of you mate…
But I think that if you give me 10/1
you are being let off lightly.

A .5% rate increase in December 2003..

If you lose… you sponsor my bike ride $100
If you win…. you don’t have to sponsor me.

Cheers

Bill

Bill O’Mara
Real…[Read more]

G’day David….

I’m sure I included you in yesterdays mailout.

No rush to buy in Todays Market as I believe cheaper in 2004.

My address…16 Coota St. Cowra NSW 2794

The last time I was in Wagga was doing Nasho’s in 1967…. I was 20… your age.

Went to Vietnam 1969..another long story, one day.

Cheers

Bill

Bill O’Mara
Real…[Read more]

G’day David…

In brief:

If I was the Vendors Agent I would expect a yes/no immediately.

But…. I never had that problem… because I sold “at” the advertised price

Subject to Finance, Building Inspection & Pest Report… maximum ten biz days

Cheers
Bill

Bill O’Mara
Real Estate,Mortgages,Share Market Strategies.
billomara@iprimus.com.au

G’day Huey…

It’s been a while… but check if Sun Alliance & QBE still offer policies.

Congratulations Huey…You are the Official Commitee Organiser for my Vietnam Motor BikeRide.

Bill xxx

Bill O’Mara
Real Estate,Mortgages,Share Market Strategies.
billomara@iprimus.com.au

G’day jason…

Sunset cause ? Maybe.

Put yourself in the Vendors shoes.

Either it’s a deal or it is’nt?

Cheers

Bill O’Mara
Real Estate,Mortgages,Share Market Strategies.
billomara@iprimus.com.au

G’day….

I don’t think our Parents did us any favours when they registered our Births.

Imagine how peaceful and tax free it would be if no bugger knew we existed.

Bill

Bill O’Mara
Real Estate,Mortgages,Share Market Strategies.
billomara@iprimus.com.au