Hi Thanks for your reply again, appreciate it.  We have decided to stay at our current place of residence as our business is there and being the kind of business that it is we need the storage etc.We have restructured all of our loans(mortgage, business and IP)  have not settled yet though.  All are cross collaterised with the same bank.  I rea…[Read more]

Thanks so much for replying Richard.Just to clarify a few things.  My husband has a full time job and I have a part time job and we also run a business from home.  Our business is in a joint trust, our PPOR is in both our names.  The IP (house only ) is in the same trust as the business.We are really keen to go down the positive gearing pa…[Read more]

Thanks, will talk to our accountant!