Dear peter

Depends how much do you want the Australaian dream and what are you going to give up to get it. It’s that simple. It’s a matter of mathematics. There is an element of defeatism in your post. You have a choice to make a difference and there is a wealth of free information out there.

If it is property investment you are after, get information from active experienced investors. Ask the question,if you were starting out now what would you do? Consider their views within your own context. Start small (as in achiveable) to build confidence and get a support net work around you. (An experience inestor) Just start you will learn as you go along. It’s an emotional roller coaster ride.

I am a baby boomer who started very late in property, and certainly talked about property investment for a heck of a long time before doing anything. Had lots of reasons why I could not do it and it all seemed to hard.

My personal story is that I am on my own as of 5 yrs ago with and have increased my equity to 2 mill with 25% debt. I work in an office full time. I have six properties now and intend to retire in 3 years. It isn’t all peaches and cream but it is doable. The goal is financial independence before retirement age.

Bessie