thanks guys I am a new subscriber & have been following this thread with interest. We are just about to launch into property investment and have been keenly searching for real life experience advice such as appears on this site as depending on which "gurus" book you read, the advice is often quite contradictory in regards to best method of finance, cross collateralistion of loans, "must have" structures etc. I think they all try to mysticise what is a pretty straight forward process (given the correct professional advice). The devil is in the detail of the homework.

cheers
bbb