Thanks Terryw for your help, I’ll see what I can do. Much appreciated!

Hi Terryw thanks for your response. I agree being on a casual role now will make it much harder but my position has been very stable, I have timesheets to prove a decent workload over the year and I can get my boss to provide me with full-time contract letter for July now. Just wondering further if this can improve my chances to apply for finance now or if a solid 3 months history of full time employment is really the only way to go?

Thanks Benny for your response. I will speak to some more MB about ‘minimum period of employment to qualify’. I do feel I have gained descent education, (over 1.5 years now with seminars, books, tours and RE agents) to take some action, I do have a property in mind, price point, I have a good understanding on how to assess cash flow, tax, negotiation, location etc etc but I agree with you that I will continue learning more to refine my plan. My goal is to get in as soon as possible now and I’m trying to just get pass the finance stage. I will look around at other topics on here.

Last question I want to know if there is any other way to prove my strong savings history, clean credit history, employment guarantees, selected property positive cashflow results, potential rental guarantees or personal cashflow outcomes (like personal income minus expenses after including the IP) to a MB or bank to improve my situation for finance?? I cannot get a guarantor, its unlikely my salary will improve from the 65K on graduation.

Thank you, sorry for all the questions, please note I’m not trying to rush, I do feel I’ve done my research and I’m ready to take any action possible. Thanks.