Wisepearl – as illuminati said it may be worth considering it risk money, perhaps sacrificing something like a new laptop or something and chucking it at a reno consultant instead? it may be worth ten times the initial cost in terms of knowledge gained etc, in which case tell me! hehe, also you might learn enough from the experience for it to be a one off cost then duplicate that in future reno's

what ever you decide i wish you th best and look forward to hearing how you go

good luck!
Ben and Mina

$10000

that is intense, please delete this thread before my partner sees it lol

great thread,

i think "retiring" has a different meaning to different people. when i was 10 i thought retiring meant you got a hundred dollars a week from the govt and babysitted your grandkids while the parents worked, and sat in ur dressing gown watching pro wrestling with them and slept in seperate beds from your husband because he snored! (my grandparents and i)

at 18 i thought retiring meant you had saved enough money to pay your mortgage till you died. the schooling system teaches nothing about financial stability, wealth creation, or life in general!

at 23, i now believe retirement simply means being at a point where one can work if they want, but dont neccesarily have to. retirement to me is having the freedom to choose. something i'd like to before 40 please!

awesome thread

Ben

i feel funny about reading someones very first post to promote a company, then 4 mins later a first post from someone who registered 4 mins later to promote the same company in the same thread.

am i weird?

Has anyone used a reno consultant the first time around and then taken that knowledge and "template" if you will, into the next property they do?

cheers

^^^^^

im interested to hear what terryw has to say, regarding non deductible debt etc.

agree with luke regarding funding a want with equity, but im on the fence somewhat simply because its important to enjoy also!

my investor in me says no, my plasma tv watching, tropical island resort lover in me says yes!

what a great position to be in, well done  

what is it that limits you borrowing any more? servicability? surely your 3 ips have enough equity to fund a deposit on another property or to draw out and take care of some of those "wants" ?

i would hold on to them and explore more avenues regarding borrowing ability, break that glass ceiling!

Ben

https://www.propertyinvesting.com/forums/property-investing/help-needed/22508 

^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^
read this thread it will help

my salary excluding car phone etc is 75000 a year,
my fiance earns about the same 

I  walked into a nice unit near the golf course when we first arrived in the NT, we are renting 6 months before we purchase,
upon entry (I was wearing a singlet and shorts) the property manager said "Hi can i help you?" in front of about four other couples looking. i replied with "im just interested in renting this property, are there any forms to register my interest?"

HER REPLY which i get angry even remembering, was whilst smirking at a woman next to her was "Well, this property is actually more suitable for professional couples.."

Are you kidding? i said "Right well i will take a form, and hand it back to your office." After which i went to the next property up the road where unfotunately the same woman was managing. i wanted to leave then and there,but my partner would clip my ears if i passed up this very tidy place. i walked in with about 7 others, inspected, and on the way out we were in a line and she pased her card and a form to register for the property to every one. when it was my turn about sixth in line, she just said "thanks for coming" and handed me nothing.

funny thing is, the owner of th company i work for buys horses with the owner of the property management company concerned, and called him, asking why his general manager wasn't considered a professional… the lady was made to apologise, and rightly so i believe, i was kind of offended.

regardless of what one thinks i believe its only being professional to treat everyone the same until they hand in there references or whatever.

unbelievable!

EXCELLENT thread idea