Thank you for your reply Jamie.

I much appreciated it. 

I have been doing alot of research today and i think you may be right with the quality of tenant that we would attract in suburbs like Elizabeth.

I have actually sent off a few emails to financial advisors in hope of some steering in the right direction. 

There is so much jargon i don't understand even tho i'm reading like crazy.

The thing that attracted me to the DHA property is the guaranteed rent so we can preplan for when we decide to try for number 2. Plus i am ex navy as is my husband so it sort of feels like familiar ground there. 

I took off 9 months with baby number 1 and will probably do the same for number two however my husband is the bread winner so when i'm off work, the only thing that stops is our big savings but we manage with bills etc fine

It would be better to get a better yield too. 

I really appreciate your help. 

I will continue to read, read read and educate myself before making any big decisions regarding the DHA property

Cheers