Thank you so much for all your thoughtful feedbacks!

We currently owe 218k on the 260k one

206k on the 215k one.

My husband deals with the property management fees + paying council rates and etc so I wont be be able to comment just yet how that affects us each month.

We are 1 income at present as I am on maternity leave, but hopefully next year I will be going back to either part time or full time work.

As suggested by most of you we will have a chat to Jamie also. Jamie are you based in Melbourne?