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Viewing 20 posts - 21 through 40 (of 49 total)
  • Profile photo of BeckyGordonBeckyGordon
    Participant
    @beckygordon
    Join Date: 2003
    Post Count: 49

    Hi all,

    I have updated the links sheet to include
    The Investors Club and Just listed.

    Have a great day [:D]

    http://members.optusnet.com.au/sam4sale/index2.htm

    See ya
    Becky [8)]

    Invest in People for a Prosperous Future!

    Profile photo of BeckyGordonBeckyGordon
    Participant
    @beckygordon
    Join Date: 2003
    Post Count: 49

    Hi Sooshie,

    The travelmate.com.au is on my links page.

    It’s a great map finder,it even shows the distances and all the roads from A to B. A very handy website to keep in the favourites, I use it all the time to look up remote areas that I am not sure on. If it can’t find the area you can email them and they will get back to you on how to get there, now that’s service [:D]

    See ya
    Becky

    Invest in People for a Prosperous Future!

    Profile photo of BeckyGordonBeckyGordon
    Participant
    @beckygordon
    Join Date: 2003
    Post Count: 49

    Hi Archizen.

    Ours too is with the Bank of Melb. We’re going in this morning to sign the docos.

    We previously had a mort with 100% offset with the BML, so they waived the establishment fees. There’s a $300 a year fee.

    Our broker split the LOC for what is currently still owed on our existing home, and the balance.

    Interestingly, the bank didn’t send anyone to look at our place and just accepted the value we’d put on it. I guess because it wasn’t over the top.

    If you do something like this, just remember that if you want to pay off your home, it’s up to you to continue making principle payments.

    A minor benefit was the slighty lower interest rate, but the fee of $300 a year, pushes the effective interest rate back up.

    Gordon

    Invest in People for a Prosperous Future!

    Profile photo of BeckyGordonBeckyGordon
    Participant
    @beckygordon
    Join Date: 2003
    Post Count: 49

    Hi Steve,

    So far so good, very easy to read especially if you are a newbie. I love all the Steve’s investing Tips [:P]

    Good Luck with the Book Launch, we’ll keep our eyes out for the date.

    Congratulations Andrew [:)]

    See ya
    Becky

    Invest in People for a Prosperous Future!

    Profile photo of BeckyGordonBeckyGordon
    Participant
    @beckygordon
    Join Date: 2003
    Post Count: 49

    Hi All,

    I have updated the Links site to include the 3 NZ Websites.

    http://members.optusnet.com.au/sam4sale/index2.htm

    Have a great day!!

    Becky

    Invest in People for a Prosperous Future!

    Profile photo of BeckyGordonBeckyGordon
    Participant
    @beckygordon
    Join Date: 2003
    Post Count: 49

    Fallout,

    quote:


    u said property in thse areas are selling before being listed. How do those buyers find out baout them ? Is there a way to know about these deals before they are listed?


    I have been advised by other investors to ring on Mondays for Deals that have fallen through from the weekend and ring on wednesdays before the properties are published and then again on Fridays just before the weekend rush.

    Hope this helps

    Becky

    Invest in People for a Prosperous Future!

    Profile photo of BeckyGordonBeckyGordon
    Participant
    @beckygordon
    Join Date: 2003
    Post Count: 49

    Hi all,

    quote:


    What does ‘responsible investing’ mean to you?


    It could mean a few things:-
    For the investor: Having – ‘Good Debt verses Bad Debt’, and on the other end of the scale making sure that the person on the receiving end don’t get ripped off!

    Richmond – I’m with you, we want out of the rat race and into freedom………

    aussierogue – I don’t believe that there could ever be to many investors and not enough workers as most people don’t want to step out of their comfort zones, they are happy to go to work and ‘work for money’ even when they moan and groan about it, it’s safe to them, they couldn’t bear the thought of taking risks and buying extra houses. It takes alot of courage to invest in anything that is different from the norm….. I have been reading Robert kiyosaki’s Book ‘Rich Dad Poor Dad’ and apart from thoroughly injoying it, he makes alot of sense when referring to two sorts of people, the people who want to live in the ‘Rat Race’ and those that choose not to…..

    I think I am starting to ramble [:O] Sorry

    See ya
    Becky

    Invest in People for a Prosperous Future!

    Profile photo of BeckyGordonBeckyGordon
    Participant
    @beckygordon
    Join Date: 2003
    Post Count: 49

    Hi All
    I’m Becky, 32 and have wanted to start investing in IP’s for years with my partner Gordon who is 35, no kids yet and one Cat (aka fluffy head:-) we signed up for the seminar and had a ball! We haven’t bought an IP yet but do have a PPOR with heaps of equity. It’s great to hear about all of you and what you do. We met a few of you from the forum when we went to the seminar but weren’t familiar with all the names until after the seminar. We live in Ferntree Gully, I am a secretary and Gordon owns his own computer shop. We can’t wait to get out of the rat race and join the 5% that can fund our own retirement and help others in the process. I have been watching this forum since Feb and can’t believe that I missed this discussion until now! I must say that this forum has some very supportive and generous people, keep up the good work everyone and hopefully we will see some of you at the Wrap seminar in mid July.

    Bye for now
    Becky

    Invest in People for a Prosperous Future!

    Profile photo of BeckyGordonBeckyGordon
    Participant
    @beckygordon
    Join Date: 2003
    Post Count: 49

    Hi Ronulas,

    From the research that i have been doing, I have learned that if large department stores or fast food companies operate within a town then they have done the due dillegence on the population numbers. These big companies put alot of effort into the research before committing to building in regional towns. You can get this information off the internet as the large companies have generic website e.g http://www.mcdonalds.com.au. most of them have a section on store locations.

    Some other things to look for would be power stations, mining towns or universities…. Hospitals are definately a good indicator

    Happy hunting [:)]

    Becky

    Invest in People for a Prosperous Future!

    Profile photo of BeckyGordonBeckyGordon
    Participant
    @beckygordon
    Join Date: 2003
    Post Count: 49

    Hi ammi23,

    I have lived near Bayswater and Croydon for about 30 years and is about an hours drive from the city. I would agree with bjajcr for Croydon, it has gone from an average suburb to a well sort after suburb and the prices have gone through the roof in the last year, be aware that some houses are not worth what people expect for them, always make sure that you go and have a look before you buy as some of the house will be quite old. The Bayswater area is just around the corner about 5 mins from Croydon and half of it is industrial but the other half seems to be heading more towards units and flats.
    As for Greensborough – it is about an hours drive away from Croydon. I don’t know much about it, it seems to be one of those quiet suburbs, maybe someone on the forum can comment.

    As for Mulgrave it also has quite alot of Industrial estates for Big Businesses and is about 30mins drive by the Freeway from the City, it’s quite an old suburb and I don’t believe there has been much new development, it is close to the freeway and about 20mins to Chadstone shopping Centre (that’s a big Shopping centre).

    As for Hallam it’s about 1-20mins drive from the city and about 40mins to 1 hour from Croydon. It is one of those suburbs that nothng happened for years and then all of a sudden new development started to pop up in and around the area therefore the land prices have been going up steadily. Hallam is near to suburbs like Berwick with used to be no where but,it is now one of the suburbs to live and is very expensive to live.

    As for Crime, I personally choose not to buy to close to train stations as I have experienced more problems with crime closer to train stations e.g. within walking distance….That’s my personal opinion.
    But this does go against a decision to buy an investment property as you want to buy them closer to all amenities for convience.

    Sorry to go on so long, and hope it helps heaps

    Happy house hunting [:D]

    Becky

    Invest in People for a Prosperous Future!

    Profile photo of BeckyGordonBeckyGordon
    Participant
    @beckygordon
    Join Date: 2003
    Post Count: 49

    Hi Violeta,

    I would love to play Cashflow the game and I am in Melbourne, I have also noticed that aussierogue has posted a comment about also wanting to play in Melbourne.

    Please email me if you would like to get together and have a game. [email protected]

    Hope to hear from you soon

    Becky

    Invest in People for a Prosperous Future!

    Profile photo of BeckyGordonBeckyGordon
    Participant
    @beckygordon
    Join Date: 2003
    Post Count: 49

    I realized that there is no reference to my links page on this chat topic.

    http://members.optusnet.com.au/sam4sale/index2.htm

    I haven’t seen any new additions for a while. If you have any just post them here and I will include them

    Bye for now
    Becky

    Invest in People for a Prosperous Future!

    Profile photo of BeckyGordonBeckyGordon
    Participant
    @beckygordon
    Join Date: 2003
    Post Count: 49

    Hi Hwd007

    I have been thinking of buying Cashflow the game and was wondering if you purchased it in Melbourne or did you buy in over the net on Rich Dad’s website?
    If I am correct it costs around $345 AUS.

    I hope you guys in NSW have a great game! It also sounds like a great way to get together and bounce ideas off each other. [:)]

    Speak with you soon
    Becky

    Invest in People for a Prosperous Future!

    Profile photo of BeckyGordonBeckyGordon
    Participant
    @beckygordon
    Join Date: 2003
    Post Count: 49

    Hi Sooshie,

    It’s good to hear that you had a wonderful and safe Holiday [:D]

    I have always wanted to try out diving, It sounds very relaxing [^]

    It certainly will take you quite a while to get through all the new posts, it’s only been a couple of days for me and I’m struggling….

    See ya
    Becky

    Invest in People for a Prosperous Future!

    Profile photo of BeckyGordonBeckyGordon
    Participant
    @beckygordon
    Join Date: 2003
    Post Count: 49

    Hi all,

    I have updated the link page today.

    New additions are Travel mate map helper and a world currency site.

    Have a great day [:D]

    Becky

    Invest in People for a Prosperous Future!

    Profile photo of BeckyGordonBeckyGordon
    Participant
    @beckygordon
    Join Date: 2003
    Post Count: 49

    Hi Gus,

    Thanks for the info.
    When I was contacted over the phone by these people I asked if it was negative gearing, they said there was a bit but seemed to be evasive.

    Thanks again [:)]

    Becky

    Invest in People for a Prosperous Future!

    Profile photo of BeckyGordonBeckyGordon
    Participant
    @beckygordon
    Join Date: 2003
    Post Count: 49

    I have also been contacted by these people Heitage Finacial Group and was wondering if it was worth while going or not!

    Neologism
    Did you get much out of the seminar?

    Invest in People for a Prosperous Future!

    Profile photo of BeckyGordonBeckyGordon
    Participant
    @beckygordon
    Join Date: 2003
    Post Count: 49

    Hi All,

    I have updated the Links Doc today.

    See ya

    Becky [:P]

    Invest in People for a Prosperous Future!

    Profile photo of BeckyGordonBeckyGordon
    Participant
    @beckygordon
    Join Date: 2003
    Post Count: 49

    I have enjoyed writing in a journal as it has kept me in check with how I have been progressing. As a newbie to investing and haven’t bought an IP yet, I have found that it has helped me to do something everyday towards investing. From all of this info gathering I feel that I have learnt alot in a short time! all becuase I am writing in a journal everyday. I go over what I have written at least weekly to see what I was going to do and what I still need to do. My first couple of days and on the weekends seem to be alot longer than week nights

    See it’s contagious, better stop typing!!!! [:D]

    See ya
    Becky

    Invest in People for a Prosperous Future!

    Profile photo of BeckyGordonBeckyGordon
    Participant
    @beckygordon
    Join Date: 2003
    Post Count: 49

    Hi All,

    ‘The Game’ was my first experience to any sort of investing, period! I am a mathodical person and realised from the very beginning that we needed a plan, so we sorted out our requirements and luckily for us we had some experience on the table. Off we all went like little squirrels gathering our info, and we even bought 2 houses and I was one of those purchasers, I was on such a high!! [:D] and then when the fire call came over we were next to see Bruce for Finance so at first we bummed out and went outside, and then realized we can grabb Bruce as soon as he comes out so we did and got both houses financed out in the rain. We made a positive with a negitive situation.

    Think outside the square!!!

    We would love to be involved in more “Game playing”, count us in!!

    Gotta Groove Gotta Move!

    See ya
    Becky

    Invest in People for a Prosperous Future!

Viewing 20 posts - 21 through 40 (of 49 total)