becke replied to the topic Extra Repayments with Redraw (Basic HomeLoan) vs Variable with Offset in the forum Finance 15 years ago
Another little spanner in the works may be if you are able/wanting to salary sacrifice – I was advised the other day that you cannot sacrifice an Offset mortgage, however you can if it has a redraw facility.
becke replied to the topic WealthScore…. How Did You Go? in the forum Damn a Negative score…I’m 15 years ago
Damn a Negative score…I'm having difficulty getting my head around how on earth to get that score into the +'s with a homeloan – even though we're paying an extra $500pw on the mortgage. Need to start looking at how to put that $500pw to better use I guess!Happy for any advice!