Xenia,The intent of my idea was that, the more generous of the more expeienced members would have a specific place where they could share thier knowledge with us.

Millions,You seem quite an expert on poo – you must have too much time on your hands (hopefully not too much poo on your hands!)!

aussierogue
you have reminded me of a tale about a mate of mine. He had been to the local RSL for a few beers on a Sunday night. He deserved it, it was mid January & he had been working hard in the back yard. Needless to say it didn’t take many beers for the leg bones to turn to rubber!
Next day I picked him up for work. Had to bang hard on the…[Read more]

Sonja
Don’t worry about getting on a bit of a soapbox session about smokers in properties. I smoke & at one stage gave up for a while – went to a mate’s house where he & his mates that lived there (4 in total) all smoked. Holy hell!!! What a stink! Since then I’ve never smoked inside a house or hotel room. I have a “no smoking” clause in the…[Read more]

Hi Regan,
I’m a conservative type of thinker – if it were me I would buy a PPOR (Primary Place Of Residence) first, when that is paid for I would start investing.
Other (probably most other) people who regularly visit this site will tell you I’m talking &¤#”&%¤# and tell you to invest first.
What you must do is a huge amount of research to fin…[Read more]

Ali G,
Your credit card limit alters your borrowing power.
Example:
You have a disposable income of $500.00 per month.
You also have a credit card that – when maxed out – has a minimum repayment of $100.00 per month.
The bank will only loan you money based on $400.00 per month to make sure you can afford their repayments. A lender will always look…[Read more]

Kay,
Sorry, just another thought, you come across as an upstanding community pillar type (terribly proper – without being rude), why don’t you have a capital K & H?

Regards

Patrick

The dumbest question is the one you don’t ask.

Originally posted by Myydral:
If I don’t know the person personally, why would they impress me?

This is the sort of thing I mean. And yes I think geo is also correct in that a family member could be considered as a hero(ine). I just wondered if all athletes in Athens are heroic because they are there.

Kay,
I don’t always agree with all your…[Read more]

Sorry, just wanted to see if this post caused another star to appear next to my name.

Anyone know where I can get a “Safe” Avatar?

Regards

Patrick

The dumbest question is the one you don’t ask.

Glug…..Glug…..Glug…..

(My condolences for the image, I find the view in the shaving somewhat alarming at the best of times!)

Regards

Patrick

The dumbest question is the one you don’t ask.

1- Smoking (not in the house)

2- Not spending enough time with the kids (How much is enough?)

Regards

Patrick

The dumbest question is the one you don’t ask.

Sheer politeness & manners!
I met the (now) wife on the back deck of a dive boat in Qld. My first day of work, I showed up early to see a girl (with huge attributes!!) appear from a hatch in the deck, she was wearing only a T-shirt. The first words she uttered to me were “What the f#¤%&@g hell are you doing here?”. I was bowled over! Charm, f…[Read more]

Hi Supa Freak
Answer:- Bulging front AND back!(lol)

Seriously,
Wallet – paragraph 2
Safe – paragraph 3

Judging by the time of your post you may need a “Supa Sleep!!!”

Regards

Patrick

The dumbest question is the one you don’t ask.

Tip:-
Keep details of all your financial transactions on your home computer (yes home stuff like kids clothes, groceries, dinner out etc. as well). This helps you track not only IP performance, but highlight areas of personal spending you may not be aware of or not like. Therefore save you money, which you can then invest!

Regards

Patrick

The…[Read more]

Hi
This is an idea I have been tossing around for a while, at the moment I only have 1 IP but I think it should work for multiple properties.
I assume you have separate loan accts for each IP. Each month, put a proportion of your rent(say 5%) into a savings acct (or better still an offset acct of some sort)by automatic transfer. That way you don’t…[Read more]

Hi Newgen
I’m saddened to hear your tale of woe. I’m trying not to state the obvious here or cause any further upset so please bear with me.
I can offer no thing but sympathy about the wallet. I lost mine on a river boat in the UK. Well not actually “in” the boat. I may have consumed one too many ales and lost my balance! When I climbed back on to…[Read more]

I work 91 hours a week, for two weeks and then nothing at all (not paid work, only gardening etc. at home) for two weeks.

Regards

Patrick

The dumbest question is the one you don’t ask.

More…
Top Gun
Zulu
Terminator
Sleepless in Seattle
Heartbreak Ridge…..

Regards

Patrick

The dumbest question is the one you don’t ask.

Rugbyfan
As I understand, Button was on long-term loan to BAR from Williams. Yes, you’re right he has pissed off a bunch of bodies everywhere.

Regards

Patrick

The dumbest question is the one you don’t ask.

Did you see the bit in today’s Herald Sun?
Webbers team mate will be Jensen Button who said he(Button) thought Webber was second only to Schu in skill! Will Mark do an Alan Jones with Williams? Hope so. Couldn’t be any better for me as a pom living in Oz.

Regards

Patrick

The dumbest question is the one you don’t ask.