@Barlow
Yeah thats true u cant make costly mistakes ill look into it , also your right about the buyers agents I do have my suspensions about them obviously they would have a hidden agenda to what adivce they r telling me I reckon , and I would love to know how to get them my self but im not too confident with that at this stage ill get better in…[Read more]

@Barlow
Hi barlow do u know whats in steves property appreciship , like what he talks about etc ? Also im in a position where im not even to sure how to find a good property thats why im going to use a buyers agent , so I wouldn’t wanna buy his program if I cant use the info.

@mark coburn
Hi mark when u say I should buy as often as I can do you…[Read more]

@Barlow in our situation we aren’t worried about an offset as we always have at least one variable loan that we pay down each month.

If you only have one IP then how about getting a split loan with variable/fixed where the variable portion is equal to the amount you think you will be able to pay off in the next 3/5 years + an extra 10% for if you…[Read more]

@Barlow,

12 months is a pretty short timeframe (eg when compared to a 30 year mortgage) plus in Australia you can get pretty reasonable rates for 6 month CD’s etc (well compared to here in the USA where its literally 0.1% for most deposits).

Put the money aside in an account (eg don’t leave with general savings where it will get spent….) and…[Read more]

@Barlow – http://www.blog.residex.com.au.tmp.anchor.net.au/wp-content/uploads/2015/11/Table_1_October_Statistics_Summary.jpg

Sydney 7.06% and 6.32% for the last 10 years……