Wow – learnt something new today! 

Sounds like a few investors do the 90% +15% personal loan scenario. I'll consider that for the next one. 

Thanks Richard.

Thanks Richard. 

Which are the banks that don't do valuations?

Hi Richard,

I saw an interesting property that was in the middle of renovation and looks like a fire has gone through parts of the house (that the insurance company had then repaired) but then the owners decided to sell half reno'd.

I would think the same thinking would apply or would this be viewed differently?

P.S. Merry Christmas to…[Read more]

Double check this one as I just purchased a villa in a strata block of 3 and I have just been advised that because hey are not seperately metered, that I can't pass on the usage costs. Last bill was over $200.  

Thinking of looking into whether this is a strata issue?