g’day marco – i read that book. its based in canada i think and interestingly it said that in canada anyway approx 30 pct of babyboomers wld be moving from the family home. the report was written a few years ago.

g’day battz71

best when you offer (and counter offer)
is to always have a get out clause. i wouldnt recommend having 3 of them though as it will only put the vendor off.

also make sure the subject is worded properly. ie sunject to inspection/finance/valuation to ‘buyers satisfaction’

cheers

wow terry – thats the first gold member i have seen and ive been around…………

congratulations

sjs

excellent article. makes sense to me!!

i think we tend to look at the smaller economic picture ie interest rates, unemployment, historical highs and lows.

sometimes its much simpler than that.

ie we all owe too much.

rk says that it is a defeatest attitude to say ‘i cant afford that’ ie he says that we should be brave and say ‘i will find a way to afford that’

well, maybe hes wrong and we are all being a tad shortsighted

(this topic comes up once every 2 weeks, and it usually creates a frenzy – hehehehe[])

we are a good example of how not to save. i have earnt 6 figures since my mid 20’s. but then took a year off to finish my masters (cost money) then worked overseas. my wife earns pretty good money too.

if anyone tells you living as an expat in asia is a great way to save then think again. we travelled alot, ate out alot, and generally saved about the same as when i earnt half the amount in australia.

bare in mind where i lived it cost about 10 bucks for a beer and a night out with yr partner would set you back atleast 250 bucks

refering to another topic if i was giving a young person some advise on saving i would say that apart from writing everything down that you spend, try and make a financial committment as early as possible. ie in yr early 20’s have an investment where you ‘must’ make monthly contributions. it ddoesnt have to be a huge amount
but i think its a good idea. not only will you save money but hopefully the asset will appreciate in value. so i wld get into a fund or buy a block of land or a cheap rental house etc etc

cheers

if im not too late – count me in

hi there

i reckon the only way to start saving is in the first 2 months write down everything you spend. and this means everything.

this will mean

– you will know what you are spending your money on
– every night when you write down what you spent yr money on you get this guilty feeling when you bought that extra magazine or suit etc etc

work on building up as much guilt as possible

seriously though – you will be amazed how effective this is.

cheers

broady boys are wooses compared to the griffith gorillas

ps – never too late to start baracking for the mighty bombers

(the greatest ever team to finish 8th[])