Update…

New account as I cant remember the email i used back in 2008. Partner and I went separate ways and that house was sold around 2011. Fast forward to now. Been living in the UK for 10 years. Put together decent portfolio of BTL properties, took advantage of interest rates and my plastering trade. Started with BRRR Buy refurb refinance and rent.  Gross around 70k aus a year from them. Added 2 properties last year, looking to add just one this year. Uk market been great, btl rates of 2% up until last year. 30 year interest only, 90-100gbp a month payment and 500-700 a month rent.

Jesus christ cant believe I had 15k car loan on a 40k salary. Currently drive a 6k skoda on a combined income of over 200k. If only I could go back in time and give myself an uppercut.

James