Hi xon,

While IO loan has its advantages, especially in term of tax benefits, let’s look at the other side of the coin.

What will happen if the property market takes a nosedive and prices fall by say 30%? Banks may recall the mortgages and require the borrowers to top up the 30% reduction in loan value. And the double whammy is you have to…[Read more]

Hi bennido,

I encountered problem when PM or Email you. Appreciate if you could email ([email protected]) me contact number and email address of your Hocking Stuart property manager.

Thanks.

Hi Simon,

Quote from one of FOHG criteria states:
“From 1 January 2004, at least one applicant must occupy the home as his or her principal place of residence for a continuous period of at least 6 months commencing within 12 months of either settlement or completion of construction.”

1) All our investment properties were purchased after 1 July…[Read more]

Hi Simon,

Quote from one of FOHG criteria states:
Each applicant and their partner must not have owned and occupied a residential property, either jointly, separately or with some other person on or after 1 July 2000, in any State or Territory of Australia;

Does this mean as long as the applicants have not occupied their investment properties…[Read more]

My apologies for the ambiguity. The suburb I am looking at is Laverton.