Thanks for the advise.

My simple question is the 100K which I have given as the deposit for the investment property because I donot want to pay for mortgage insurance. So that is the money from my pocket and excludes the loan money from financial institute.

At later stage I want to withdraw my deposit of 100K and take the 100% loan on investment property.

There is a second scenario aswell, after buying the investment property , I move overseas and whatsoever deposit I am having with me I deposit against that mortgage loan to reduce the interest on that property. Once I come back to Australia, am I eligible to take that money back and use for my private purpose.

Regards
Arvind