Forum Replies Created
Here here!.. [
]Id like to think when my kids are older (2 girls), I can pay for there high school/Uni education with ease, and when they turn 21, sign over a property in their name, or at least help out with getting them started, so they have a good footing in life.[8D]
Its a jungle out there
[]Regards,
Arty.[
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“Why work to the age where you cant enjoy
what you have worked for !.” (Author: Me)Is it worth waiting till the property bubble bursts and prices come down. Buy cheaper, maybe rent cheaper too, but it will rise again, so your cheap property can earn a good rent as property starts to recover again.. [^]
Regards,
Arty.[
]
“Why work to the age where you cant enjoy
what you have worked for !.” (Author: Me)PoorStudent… you have done the hardest part in finding the +ve cash flow properties. Well done.[
]Its becoming harder to find.[
]Regards,
Arty.[
]
“Why work to the age where you cant enjoy
what you have worked for !.” (Author: Me)Rod !.. “bro”
what are you doing in here.. get back to work… LOL
[][:0)]Regards,
Arty.[
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“Why work to the age where you cant enjoy
what you have worked for !.” (Author: Me)scubar.. the only thing we have bought site unseen was 20acres of land, we saw it on the internet (pics), then called the agent to haggle the price. But property is more complex, I have seen many ACA TT shows, with buyers finding termites in the walls and the place needs to be stripped and re-walled etc.
Its not worth the risk, I recon. [8D]
Regards,
Arty.[
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“Why work to the age where you cant enjoy
what you have worked for !.” (Author: Me)I think too… we are looking in the web sites for real estate, and nothing seems to fit the 11 second rule.
Either the property is to high, which makes the rent too high for the area, or the property is low, but for the area the rent would be too high. etc.
[
][]Regards,
Arty.[
]
“Why work to the age where you cant enjoy
what you have worked for !.” (Author: Me)Great…Police report :” in the look out for a guy with a bucket near the yarra, chasing a girl called Pinky… and a frisbee throwing drunk ..” we should make the news !
[
][][]Regards,
Arty.[
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“Why work to the age where you cant enjoy
what you have worked for !.” (Author: Me)Thats easy… at work “phones ringing”, “conversations around you”, “someone radio turned right down so you can only hear bits of the song..”.. [
]at home, the dogs banging their tail on the wall behind me.. the kids running around… [
]Regards,
Arty.[
]
“Why work to the age where you cant enjoy
what you have worked for !.” (Author: Me)Thats where you hide all the good stuff from the wife !.. LOL [
]Sort of like a bachelor pad.
[}][}]Regards,
Arty.[
]
“Why work to the age where you cant enjoy
what you have worked for !.” (Author: Me)Theres is a wide selection of people and professions here.
All with one thing in common, to replace there jobs with income and retire.
[][][8D]Regards,
Arty.[
]
“Why work to the age where you cant enjoy
what you have worked for !.” (Author: Me)Muppet…100 posts on the 4th Sept ?.. I could see 27ish.. [?]
I have this window running all day, so as things are posted im always reading them…[
]Camviv, yes the Boss key, that shows an Excel Spreadsheet so it looked like you were working on that ..LOL.. [
]The good ole days… the company has a Firewall and web page filter, so some sites are banned, due to content, etc. I’ll be buggered when they ban this site due to the number of hits from the PCs here… I have forwarded this site to about 3 people here that are also interested in investing.
[]Wheres my commission !! [
]Regards,
Arty.[
]
“Why work to the age where you cant enjoy
what you have worked for !.” (Author: Me)Muppet,
I spend most of the day in front of my PC, writing programs, etc. Theres 4 of us “Implementation Analysts”, and a dozen or so other programmers. Im lucky enough to have a desk which doesnt face the boss, so I can see him coming a mile away… Then I just switch to another of my 20 or so windows, (Alt=Tab) and its gone. Im quick at what I do, so when a job is quoted, ive usually got spare time to chat in here, surf the net etc…[]It always looks like im hard at work, because im in here so much LOL..[
]Regards,
Arty.[
]
“Why work to the age where you cant enjoy
what you have worked for !.” (Author: Me)LuckyPhil .. LMAO [
]Dont spill the water on the plane! [
]
[]Regards,
Arty.[
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“Why work to the age where you cant enjoy
what you have worked for !.” (Author: Me)This is fantastic!…
Keep them coming !![
]
I need fuel for the fire..LOLExcellent detail battz71 and Hula..
Im even feeling better about it.[8D]
Regards,
Arty.[
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“Why work to the age where you cant enjoy
what you have worked for !.” (Author: Me)camviv,
Yes marriage is wonderful..[
] weve been together for 15 years, married for 8years. She “is” my soul mate no doubt. We have 2 girls 7 & 10yo.I wouldnt change a thing.[
]
(now I hope she reads this… LOL)
[]Yes, cheques payable to
PinkArt
[][]Regards,
Arty.[
]
“Why work to the age where you cant enjoy
what you have worked for !.” (Author: Me)He didnt go into all the detail on the phone.
But what he did say was, I would get a professional package, where $1,000 of fees are waivered in the first year. Then we can set-up new loans without fees, but we still need to pay government fees like stamp duty etc.
Advantage edge, also have shopping discounts for general appliances, movie tickets, etc.
Im sorry I dont know all the perks on offer, but when he didnt listen to the fact I was trying +ve gearing, he suggested -ve gearing would be better until the PPOR loan was paid out, I thought that was a step backwards.[^]
Regards,
Arty.[
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“Why work to the age where you cant enjoy
what you have worked for !.” (Author: Me)Pinky,
I’ll supply a pic of that, If you supply a pic of you after LuckyPhil has dumped a bucket of water over you ! [
][}]Fairs Fair.. LOL [8D]
Regards,
Arty.[
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“Why work to the age where you cant enjoy
what you have worked for !.” (Author: Me)Advantagedge is a company that we can get discounts from where I work.
http://www.advantedge.com.au/But after speaking to the consultant, I dont think thay could help out with +ve cash flow advice. He seemed eager to -ve gear everything.[xx(]
Regards,
Arty.[
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“Why work to the age where you cant enjoy
what you have worked for !.” (Author: Me)Well done Mini! [
]You’ve made us forumites proud! [
]Regards,
Arty.[
]
“Why work to the age where you cant enjoy
what you have worked for !.” (Author: Me)GOOD QUESTION ! [
]I will try explain it as I see it… (it will probably confuse you more thought).. [
]For example:
10 years ago your wage maybe 300pw, a carton of milk $2, property price $100,000.…(room fades to black).. 10 years later. The CPI has increased by 4%, so your wage (hopefully comes up by 4% with the CPI at least.) the cost of milk is up by 4%, and the value of your property is 4% higher….
In all your house has the same value as it did 10 years ago, cos your wage, the milk, and the property have evenly come up to the 4% CPI increase. So with your wage, you can still only buy the same amount of milk, and the property value has come up to the CPI. So its all the same value. If your property increased by 10% when the average house increased by 5%, then your doing good, if you property increased by 4%, then the house is worth less now in comparison to the average house…[xx(][xx(]
I think thats the idea behind working out what your CG is, when you include inflation/CPI.
But im sure you will get a more detailed answer with figures to prove the point.[
]..I need a asprin now..[xx(]
Regards,
Arty.[
]
“Why work to the age where you cant enjoy
what you have worked for !.” (Author: Me)
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