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  • Profile photo of arizioarizio
    Participant
    @arizio
    Join Date: 2009
    Post Count: 5

    Hi Dank78,

    Are you moving on to a similar job in same industry?  How long is the probation period for your new job?

    Profile photo of arizioarizio
    Participant
    @arizio
    Join Date: 2009
    Post Count: 5

    RAMS fully owned by Westpac – Westpac funds are used – Even the Mortgage Docs Stipulate Westpac banking Corporation.

    Profile photo of arizioarizio
    Participant
    @arizio
    Join Date: 2009
    Post Count: 5

    if the property sold and your credit is clear (other than the $230 default) then i don't see why they don't do it.  I recommend getting a credit check done http://www.mycreditfile.com.au.
    if it is what you think it is, perhaps try another lender, maybe RAMS etc

    Profile photo of arizioarizio
    Participant
    @arizio
    Join Date: 2009
    Post Count: 5

    have you ever missed repayments (at least in the last 6 months) for any credit facility with the bank?

    Profile photo of arizioarizio
    Participant
    @arizio
    Join Date: 2009
    Post Count: 5

    Hi David,

    Not sure why CBA and the likes are knocking you back for a $230 default – that is within their unwriting authority with the mortgage insurer.

    Is the default listed as paid?
    Are you self employed or PAYG?

    There must be some other reason as. 

    Regards,
    Andrew

Viewing 5 posts - 1 through 5 (of 5 total)