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That's a great article. Thanks for sharing that. Interest only and Offset makes a lot of sense.
Thanks for the advice so far. It's most likely going to be an apartment that I buy and will be my primary residence. I'd like to retain it as an IP and aim to secure a bigger property in the future. What do you think about the idea of getting a cheaper unit than what I can afford and having more equity in it with less mortgage?
I've seen some well located (albeit small) units priced around the mid 200K mark. What do you think of starting with something like this?
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