That's a great article. Thanks for sharing that. Interest only and Offset makes a lot of sense.

Thanks for the advice so far. It's most likely going to be an apartment that I buy and will be my primary residence. I'd like to retain it as an IP and aim to secure a bigger property in the future. What do you think about the idea of getting a cheaper unit than what I can afford and having more equity in it with less mortgage?

I've seen some…[Read more]