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Hmmm
First did it, with HECS debt in… -24.
Took that out: 132.
Now I've only been working full time for a year, I'm 24 and did a heap of tertiary study. I suspect that the HECS influence on the score is misleading due to the fact that I don't intend on paying that off outright. 'interest free' esentially.
A useful tool nonetheless – good to see how it all works. It's time to utilise that cash to better means. Need to start sometime, and the best time is always now.
Michael,
Fortuitous timing! I have had my eye on the US as a positive cashflow paradise – not without it's pitfalls mind you. I am now following your blog with great interest – I firmly believe that there is a great opportunity – though as many have already stated, a number of hurdles to overcome. I would love to come along but, alas, I am in no position to head over at the moment.
I'll be watching your blog with keen interest. I guess this is more of a 'go get em' post… so go get em!
– Jim