Interesting that there is so much focus on a book commissioned by a roman emporer in the 3rd century AD when he decided that it would benefit him politcally to convert to christianity, considering christians were now a majority of his subjects.

Many other gospels were cast aside as they did not fit his vision for the good book. In initial versions Mary Magdalene was not a prostitute but this view was promoted by the church to subjugate the place of women in society. BTW these are called Gnostic Gospels.

Now many will see this as heretical but I prefer to picture myself as someone who likes to have as many facts as possible before making a decision. I also feel free to share these facts as the faithful have done extensively on this site.

Techa,

To be honest this isn’t really a plan, it’s more a set of investing principles. It is quite easy to say in theory if I do x I will make y dollars per year and mulitply it out for a number of years with end result z – I’m a millionaire.

Where are your contingency plans for if the market (shares or property) do not perform as expected each year? Where are the actual details of how you plan to do it?

It’s hard to offer suggestions when you have provided little detail. If I were you I would put some more thought into this and a lot more detail before you commenced down the path on this theory.

I wish you luck with your strategy though, starting to plan is a good start to wealth creation.

Have to disagree with Yack about a unit in a city. I think they are a relatively poor investment as all the value is in land.

The returns you are getting in Bathurst (over 5% of purchase price) seem a lot better than in Sydney or Melbourne which are around 2-3%.

If you are comfortable with the Bathurst area and it has good prospects for the future stick with it. Otherwise do some research on areas you may like to invest and find an IP where the numbers stack up for you. CF+ is not the be all and end all of property investing. To achieve it you basically need to buy some crappy 50k property in a town no-one has never heard of to get a few hundred bucks a year.

Your strategy of large deposits will help you make better properties, in bigger and better areas CF+ faster.

Good Luck

Considering that the teaching curriculum hasn’t changed a geat deal since the first fleet I think lesson plans etc are a once a career effort, not every year. Maybe some minor tweaking here and there.

Teachers are very well paid out of uni, yet I have found the vast majority to be unsuited to any job involving human contact – they are mean spirited and rude to staff and parents.

Now and again there is a diamond in the rough, a good teacher who is also a good person. If the job is so stressful perhaps we should have mandatory retirement at 35 for teachers[]

Abuse of children in any form is terrible, but it isn’t only teachers who confront it.

If the union stopped bitching about low pay and put some effort into an updated curriculum instead of blocking it, maybe the public would have more faith in and respect for teachers.

My understanding would be that banks won’t offer a loan that extends past their normal working life – so if they are 50, a 15 year loan.

Nick

Anyone born outside of NSW or QLD who follow the one true religion of AFL!

Any link?

Definitely only the portion of the month that you rented the property for.

Never heard of it – I’d decline their generous offer.

Have you made an offer and then backed out with this agent previously?

Hi Mini,

Sounds like a good sideline but not the sort of property/deals for me personally.

Good luck with it though!

Nick